Marriott Bonvoy Business® American Express® Card vs United℠ Business Card

This comparison aims to help you decide between the Marriott Bonvoy Business® American Express® Card and the United℠ Business Card. By evaluating their features, rewards, and benefits, you can make an informed choice based on your spending habits and travel preferences.

Card Overviews

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is designed for business owners who frequently stay at Marriott properties. It offers significant rewards on hotel stays, dining, and other business-related expenses, along with valuable perks like free night awards and elite status in the Marriott program.

United℠ Business Card

The United℠ Business Card is tailored for small business owners who travel with United Airlines. It provides a robust rewards structure for purchases related to travel, dining, and everyday business expenses, along with benefits that enhance the travel experience, such as free checked bags and travel credits.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Business® American Express® Card Rewards

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

United℠ Business Card Rewards

• 2x miles on United® purchases, dining, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases.

Pros and Cons

Marriott Bonvoy Business® American Express® Card

• Pros:
  • Generous rewards on hotel stays and dining.
  • Valuable welcome bonus with Free Night Awards.
  • Complimentary Gold Elite Status.
  • Discount on eligible bookings.
• Cons:
  • Higher annual fee compared to some competitors.
  • Rewards are primarily beneficial for Marriott loyalists.

United℠ Business Card

• Pros:
  • Lower annual fee.
  • Strong rewards on travel-related purchases.
  • Multiple travel benefits like free checked bags and priority boarding.
  • No foreign transaction fees.
• Cons:
  • Welcome bonus requires significant spending.
  • Rewards primarily benefit United Airlines travelers.

Who Should Consider Which Card?

The Marriott Bonvoy Business® American Express® Card is best suited for business owners who frequently stay at Marriott hotels and value hotel rewards and elite status. If dining out and hotel stays are significant expenses for your business, this card offers excellent value.

The United℠ Business Card is ideal for business travelers who often fly with United Airlines. Its strong rewards structure on travel-related expenses and additional travel perks make it a great choice for those who prioritize air travel benefits and low annual fees.

Conclusion

Ultimately, your choice between the Marriott Bonvoy Business® American Express® Card and the United℠ Business Card should be based on your individual needs and spending habits. Consider where you spend the most, your travel preferences, and which rewards program aligns best with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”