Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Marriott Bonvoy Business® American Express® Card vs World of Hyatt Business Credit Card
This comparison aims to help potential cardholders decide between the Marriott Bonvoy Business® American Express® Card and the World of Hyatt Business Credit Card. Both cards cater to business travelers and loyalty program enthusiasts, but they offer different benefits and rewards structures suited to varying spending habits.
Card Overviews
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card is designed for small business owners who frequently stay at Marriott properties. This card provides a range of travel-related benefits, rewards points for various spending categories, and loyalty perks, making it a great option for those who want to maximize their travel experiences.
World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card is tailored for businesses that regularly utilize Hyatt hotels and resorts. It offers extensive rewards for both hotel stays and other purchases, along with unique benefits that enhance the Hyatt loyalty experience. This card is ideal for users who prioritize Hyatt properties and seek to earn rewards quickly on eligible purchases.
Detailed Feature Comparison
| Feature | Marriott Bonvoy Business® American Express® Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual Fee | $125 | $199 |
| Welcome Bonus | 3 Free Night Awards after $6,000 in purchases | 60,000 Bonus Points after $5,000 in purchases |
| Rewards Structure | 6x points at Marriott, 4x points on restaurants, gas stations, shipping, and 2x points on all other purchases | Up to 9 points at Hyatt, 2 Bonus Points in the top 3 spend categories, and 1 point on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | Terms apply | Terms apply |
| Additional Benefits | 7% discount on eligible Marriott bookings, Free Night Awards, Gold Elite Status | Up to $100 in Hyatt statement credits, Discoverist status for cardholder and up to five employees |
Rewards Highlights
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
Pros and Cons
Marriott Bonvoy Business® American Express® Card
- Pros:
- Generous welcome bonus with Free Night Awards.
- High rewards rate on Marriott stays and relevant spending categories.
- Gold Elite Status enhances hotel experience.
- Cons:
- Annual fee may be a drawback for occasional travelers.
- Higher spending threshold for the welcome offer.
World of Hyatt Business Credit Card
- Pros:
- Attractive welcome bonus with significant point rewards.
- Flexible rewards structure with up to 9 points per $1 at Hyatt.
- Annual statement credits add extra value.
- Cons:
- Higher annual fee compared to some other business cards.
- Limited to Hyatt properties for maximizing rewards.
Who Should Consider Which Card?
The Marriott Bonvoy Business® American Express® Card is ideal for individuals or businesses that frequently stay at Marriott hotels and value the benefits of the Marriott Bonvoy program. If you regularly travel for business and enjoy dining at restaurants, this card offers exceptional rewards potential.
The World of Hyatt Business Credit Card is more suited for those who frequently stay at Hyatt properties and want to earn rewards quickly on their spending. If your business involves spending in fitness memberships or you prefer a more versatile rewards structure, this card can be a better fit.
Conclusion
When deciding between the two cards, consider your individual spending habits and travel preferences. Both the Marriott Bonvoy Business® American Express® Card and the World of Hyatt Business Credit Card offer valuable rewards and benefits tailored to specific hotel loyalty programs. Choose the card that aligns best with your travel goals to maximize your rewards and benefits.