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Prime Visa from Chase vs The World of Hyatt Credit Card from Chase
This comparison aims to help users decide between the Prime Visa and The World of Hyatt Credit Card from Chase. Both cards offer unique benefits tailored to different spending habits and preferences, making it essential to evaluate their features closely.
Prime Visa
The Prime Visa is designed for Amazon Prime members who frequently shop online. It offers substantial cashback rewards for Amazon purchases and additional benefits for everyday spending. Ideal for those who prioritize online shopping and convenience, this card enhances the Amazon shopping experience with instant rewards.
The World of Hyatt Credit Card
The World of Hyatt Credit Card is tailored for travelers who regularly stay at Hyatt hotels. It provides valuable rewards for Hyatt stays, alongside various travel-related perks. This card is perfect for individuals who want to maximize their travel rewards and enjoy hotel benefits.
Detailed Feature Comparison
| Feature | Prime Visa | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Welcome Bonus | $100 Amazon Gift Card | Up to 60,000 Bonus Points |
| Rewards Structure | 5% back at Amazon, 2% at gas stations/restaurants | Up to 9 points for Hyatt stays, 2 Bonus Points at restaurants |
| Foreign Transaction Fee | None | None |
| Other Fees | None | None |
| Additional Benefits | Daily rewards redemption at Amazon | Free night at Category 1-4 Hyatt hotel annually |
Rewards Highlights
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Pros and Cons
Prime Visa
- Pros:
- No annual fee
- High cashback rewards for Amazon purchases
- Instant rewards redemption at Amazon
- Cons:
- Limited to Amazon and select categories for maximum rewards
- Less appealing for non-Amazon shoppers
The World of Hyatt Credit Card
- Pros:
- Generous welcome bonus
- Free night at Hyatt hotels
- Travel-related perks like Discoverist status
- Cons:
- Annual fee of $95
- Better suited for those who stay at Hyatt hotels frequently
Who Should Consider Which Card?
- Prime Visa: Ideal for Amazon Prime members who shop frequently on Amazon and want to earn substantial cashback rewards on their purchases.
- The World of Hyatt Credit Card: Best for frequent travelers who often stay at Hyatt hotels and want to maximize their travel rewards and hotel benefits.
Conclusion
Both the Prime Visa and The World of Hyatt Credit Card offer distinct advantages depending on your spending habits. Consider your individual needs, whether it’s maximizing rewards for online shopping or enjoying travel perks, to make the best choice for your lifestyle.