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Southwest® Rapid Rewards® Performance Business Credit Card
The World of Hyatt Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card vs The World of Hyatt Credit Card

This comparison aims to help users decide between the Southwest® Rapid Rewards® Performance Business Credit Card and The World of Hyatt Credit Card. Both cards offer unique benefits tailored to frequent travelers, but they cater to different travel preferences and spending habits.

Card Overviews

Southwest® Rapid Rewards® Performance Business Credit Card

This card is designed for business owners who frequently travel with Southwest Airlines. It offers robust rewards on Southwest purchases and additional benefits for loyal customers.

The World of Hyatt Credit Card

Targeted towards Hyatt enthusiasts, this card provides significant rewards for stays at Hyatt hotels, along with perks that enhance the overall travel experience, making it ideal for those who prioritize hotel loyalty.

Detailed Feature Comparison

Feature Southwest® Rapid Rewards® Performance Business Credit Card The World of Hyatt Credit Card
Annual Fee $199 $95
Welcome Bonus Earn 80,000 points after spending $5,000 in the first 3 months Earn up to 60,000 Bonus Points (30,000 after spending $3,000 in 3 months)
Rewards Structure 4X points on Southwest® purchases Earn up to 9 points total for Hyatt stays
Foreign Transaction Fee None None
Other Fees None specified None specified
Additional Benefits 4 Upgraded Boardings per year when available Complimentary Discoverist status

Rewards Highlights

  • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Pros and Cons

Southwest® Rapid Rewards® Performance Business Credit Card

  • Pros:
    • Generous points on Southwest purchases
    • No foreign transaction fees
    • Upgraded boardings add convenience for travelers
  • Cons:
    • Higher annual fee compared to some competitors
    • Limited to Southwest Airlines for maximum value

The World of Hyatt Credit Card

  • Pros:
    • Free night at Hyatt hotels each year
    • Complimentary Discoverist status enhances hotel experience
    • Flexible earning potential across various spending categories
  • Cons:
    • Limited to Hyatt hotels for maximum rewards
    • Welcome bonus may be harder to achieve compared to others

Who Should Consider Which Card?

Users who frequently travel with Southwest Airlines or are loyal to the airline should consider the Southwest® Rapid Rewards® Performance Business Credit Card. It offers significant rewards for Southwest-related expenses.

On the other hand, those who prefer staying at Hyatt properties and value hotel perks may find more benefits with The World of Hyatt Credit Card, especially if they plan to take advantage of the free night and Discoverist status.

Conclusion

In summary, both the Southwest® Rapid Rewards® Performance Business Credit Card and The World of Hyatt Credit Card offer unique benefits tailored to different travel preferences. Consider your individual needs and spending patterns to make the best choice for your travel habits.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”