Southwest® Rapid Rewards® Performance Business Credit Card vs United Quest℠ Card

This comparison aims to help users decide between the Southwest® Rapid Rewards® Performance Business Credit Card and the United Quest℠ Card. Both cards offer unique features tailored to different travel preferences and spending habits, making it essential to evaluate their offerings closely.

Card Overviews

Southwest® Rapid Rewards® Performance Business Credit Card

The Southwest® Rapid Rewards® Performance Business Credit Card is designed for small business owners who frequently travel with Southwest Airlines. It offers a robust rewards structure, especially for those who prefer using Southwest for their business travel needs.

United Quest℠ Card

The United Quest℠ Card caters to travelers who prefer flying with United Airlines. With a higher annual fee, it provides a variety of perks that enhance the travel experience, making it ideal for frequent United flyers.

Detailed Feature Comparison

Rewards Highlights

United Quest℠ Card Rewards

• Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
• 3x miles on United® purchases.
• 2x miles on dining, select streaming services & all other travel.
• 1x mile on all other purchases.

Southwest® Rapid Rewards® Performance Business Credit Card Rewards

• Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
• 9,000 bonus points after your Cardmember anniversary.
• Earn 4X pts on Southwest® purchases.
• Earn 3X points on Rapid Rewards® hotel and car rental partners.
• Earn 2X points on rideshare.
• Earn 2X points on social media and search engine advertising, internet, cable, and phone services.
• 1X points on all other purchases.

Pros and Cons

Southwest® Rapid Rewards® Performance Business Credit Card

• Pros:
  • High rewards on Southwest purchases.
  • Good bonus points after account opening and anniversary.
  • Flexible points redemption options with Southwest.
  • No foreign transaction fees.
• Cons:
  • Limited airline options; primarily benefits Southwest travelers.
  • Annual fee may be high for infrequent travelers.

United Quest℠ Card

• Pros:
  • Good rewards on United purchases.
  • Generous annual travel credits.
  • Free checked bags and priority boarding.
  • No foreign transaction fees.
• Cons:
  • Higher annual fee compared to some competitors.
  • Rewards may be less beneficial for non-United travelers.

Who Should Consider Which Card?

The Southwest® Rapid Rewards® Performance Business Credit Card is ideal for small business owners who frequently travel with Southwest Airlines, offering robust rewards for Southwest-related expenditures. On the other hand, the United Quest℠ Card is best suited for those who prefer United Airlines and are looking for travel perks like free checked bags and purchase credits, making it a great option for regular United flyers.

Conclusion

When choosing between the Southwest® Rapid Rewards® Performance Business Credit Card and the United Quest℠ Card, it’s crucial to evaluate your travel preferences, spending habits, and overall financial goals. Both cards offer valuable benefits, so consider which airline aligns better with your travel needs to make the most informed decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”