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Southwest Rapid Rewards® Priority Credit Card vs The World of Hyatt Credit Card
This comparison aims to help users decide between the Southwest Rapid Rewards® Priority Credit Card and The World of Hyatt Credit Card by examining their key features, rewards, pros, and cons.
Card Overviews
Southwest Rapid Rewards® Priority Credit Card
The Southwest Rapid Rewards® Priority Credit Card is tailored for frequent Southwest Airlines travelers. With its robust rewards structure for airline purchases, annual travel credit, and anniversary points, it's designed to maximize benefits for those who often fly with Southwest.
The World of Hyatt Credit Card
The World of Hyatt Credit Card is ideal for travelers who prefer Hyatt hotels. It offers a substantial welcome bonus, complimentary hotel status, and opportunities for free nights, making it a strong choice for loyalty to the Hyatt brand.
Detailed Feature Comparison
| Feature | Southwest Rapid Rewards® Priority Credit Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $149 | $95 |
| Welcome Bonus | 50,000 bonus points after spending $1,000 in the first 3 months | Up to 60,000 Bonus Points (30,000 after $3,000 in first 3 months + up to 30,000 in first 6 months) |
| Rewards Structure | 3X points on Southwest purchases; 2X on local transit, internet, cable, phone services, and select streaming | Earn up to 9 points total for Hyatt stays; 2 Bonus Points per $1 at restaurants, airline tickets, local transit, and fitness clubs |
| Foreign Transaction Fee | None | None |
| Other Fees | N/A | N/A |
| Additional Benefits | $75 Southwest travel credit each year; 7,500 anniversary points | Complimentary Discoverist status; free night at Category 1-4 Hyatt hotel annually |
Rewards Highlights
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Pros and Cons
Southwest Rapid Rewards® Priority Credit Card
- Pros:
- Strong rewards for Southwest purchases
- Annual travel credit
- No foreign transaction fees
- Cons:
- Annual fee higher than some competitors
- Points primarily useful for Southwest travelers
The World of Hyatt Credit Card
- Pros:
- Generous welcome bonus
- Free night at Hyatt hotels annually
- Complimentary Discoverist status
- Cons:
- Annual fee applies
- Rewards focused on Hyatt properties
Who Should Consider Which Card?
- Southwest Rapid Rewards® Priority Credit Card:
- Best for those who frequently fly with Southwest Airlines and want to maximize travel rewards and benefits associated with the airline.
- The World of Hyatt Credit Card:
- Ideal for travelers who prefer staying at Hyatt properties and want to earn free nights and additional benefits in the Hyatt loyalty program.
Conclusion
When choosing between the Southwest Rapid Rewards® Priority Credit Card and The World of Hyatt Credit Card, it's essential to consider your individual travel habits and financial goals. Both cards offer unique advantages that can significantly enhance your travel experience, so choose the one that aligns best with your needs.