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The American Express Blue Business Cash™ Card vs The New United℠ Explorer Card
This comparison aims to help you decide between The American Express Blue Business Cash™ Card and The New United℠ Explorer Card by examining their key features, benefits, and target audiences.
The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card is designed for small business owners who want to earn cash back on their purchases without incurring an annual fee. The card offers a solid rewards structure and additional benefits tailored to business needs.
The New United℠ Explorer Card
The New United℠ Explorer Card is ideal for frequent travelers, particularly those who fly with United Airlines. This card provides travel rewards, perks for United customers, and a bonus offer that caters to those looking to maximize their travel experiences.
Detailed Feature Comparison
| Feature | The American Express Blue Business Cash™ Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | No annual fee | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | $250 statement credit after $3,000 in purchases in first 3 months | Earn 80,000 bonus miles after spending $3,000 in first 3 months |
| Rewards Structure | 2% cash back on eligible purchases up to $50,000 per year, then 1% | 2x miles on United purchases, dining, and hotel stays; 1x mile on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | Late payment fees may apply | Late payment fees may apply |
| Additional Benefits | Expanded Buying Power, no annual fee | Priority boarding, free first checked bag, travel credits |
Rewards Highlights
The New United℠ Explorer Card Rewards
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
The American Express Blue Business Cash™ Card Rewards
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
- 1% cash back on all eligible purchases after spending $50,000 per calendar year.
Pros and Cons
The American Express Blue Business Cash™ Card
- Pros:
- No annual fee
- Generous cash back rewards structure
- Flexible spending with Expanded Buying Power
- Cons:
- Rewards are cash back rather than travel points
- Limited bonus offer compared to travel rewards cards
The New United℠ Explorer Card
- Pros:
- Strong travel rewards, especially for United customers
- Valuable bonus offer and travel perks
- No foreign transaction fees
- Cons:
- $150 annual fee after the first year
- Best rewards are limited to United purchases
Who Should Consider Which Card?
- The American Express Blue Business Cash™ Card is ideal for:
- Small business owners looking for cash back rewards.
- Individuals who prefer no annual fee and flexible spending options.
- The New United℠ Explorer Card is best for:
- Frequent travelers, especially those who fly with United Airlines.
- Individuals looking to maximize travel rewards and enjoy travel perks.
Conclusion
Ultimately, choosing between The American Express Blue Business Cash™ Card and The New United℠ Explorer Card depends on your individual needs and spending patterns. Consider your primary spending categories, whether you prefer cash back or travel rewards, and how often you travel to make the best decision for your financial goals.