Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The Blue Business® Plus Credit Card from American Express vs The New United℠ Explorer Card
This comparison aims to help users decide between two popular credit cards: The Blue Business® Plus Credit Card from American Express and The New United℠ Explorer Card. Each card offers unique features tailored to different spending habits and financial goals, making it essential to evaluate their offerings closely.
Card Overviews
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express is designed for small business owners looking to earn rewards on everyday business expenses without an annual fee. With a generous rewards structure and the ability to spend beyond the credit limit, this card is ideal for those who frequently incur business expenses.
The New United℠ Explorer Card
The New United℠ Explorer Card is tailored for travelers, particularly those who frequently fly with United Airlines. Offering a range of travel perks, including bonus miles and priority boarding, this card is perfect for individuals who want to maximize their travel rewards while enjoying additional benefits on United flights.
Detailed Feature Comparison
| Feature | The Blue Business® Plus Credit Card from American Express | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | No annual fee | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases in the first 3 months | Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months |
| Rewards Structure | Earn 2X points on everyday business purchases up to $50,000, then 1 point per dollar thereafter | 2x miles on United® purchases, dining, and hotel stays when booked with the hotel |
| Foreign Transaction Fee | None | None |
| Other Fees | Variable APR applies after 12 months | Annual fee applies after the first year |
| Additional Benefits | Expanded Buying Power, no annual fee | Free first checked bag, priority boarding, and travel credits |
Rewards Highlights
The New United℠ Explorer Card Rewards
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
The Blue Business® Plus Credit Card Rewards
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
Pros and Cons
The Blue Business® Plus Credit Card from American Express
- Pros:
- No annual fee
- 2X points on business purchases
- Flexible spending with Expanded Buying Power
- Generous welcome bonus
- Cons:
- Limited travel benefits compared to travel-focused cards
- Rewards may not be as valuable for non-business expenses
The New United℠ Explorer Card
- Pros:
- Substantial welcome bonus
- Travel-related perks including free checked bags and priority boarding
- 2x miles on dining and United purchases
- Introductory annual fee waived for the first year
- Cons:
- Annual fee after the first year
- Limited to United® flights and partners for maximizing rewards
Who Should Consider Which Card?
- The Blue Business® Plus Credit Card from American Express is ideal for small business owners who frequently make everyday business purchases and prefer to earn rewards without incurring an annual fee.
- The New United℠ Explorer Card is best for those who travel often with United Airlines and want to benefit from travel perks such as free checked bags and priority boarding, along with a substantial welcome bonus.
Conclusion
Ultimately, the choice between The Blue Business® Plus Credit Card from American Express and The New United℠ Explorer Card should align with your individual spending habits and financial goals. Consider your typical expenses, whether you prioritize travel benefits or everyday business rewards, and choose the card that best suits your lifestyle.