The New United℠ Business Card vs The World of Hyatt Credit Card

This comparison aims to help users decide between The New United℠ Business Card and The World of Hyatt Credit Card. Each card offers unique rewards and benefits tailored to different spending habits and lifestyles. Let’s explore each card's features in detail.

The New United℠ Business Card

The New United℠ Business Card is designed for frequent flyers who primarily travel with United Airlines. It offers a range of travel-related benefits, including bonus miles for purchases made with United and valuable perks for business travelers.

• Debut Offer: Earn 125,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
• $150 Annual Fee.
• 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
• Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
• Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
• Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
• Member FDIC

The World of Hyatt Credit Card

The World of Hyatt Credit Card is ideal for those who frequently stay at Hyatt hotels and are interested in earning rewards within the Hyatt ecosystem. It offers bonus points for hotel stays and dining, as well as valuable perks for loyal Hyatt patrons.

• Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open.
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year.
• Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card.
• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
• Member FDIC

Detailed Feature Comparison

Rewards Highlights

• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Pros and Cons

The New United℠ Business Card

• Pros:
• High welcome bonus for frequent United travelers
• Free checked bag and other travel perks
• No foreign transaction fees
• Cons:
• Annual fee is higher compared to some alternatives
• Rewards are primarily tied to United purchases

The World of Hyatt Credit Card

• Pros:
• Lower annual fee
• Generous bonus points structure for Hyatt stays
• Complimentary Discoverist status and free night benefits
• Cons:
• Best suited for Hyatt loyalists; limited benefits outside Hyatt
• Bonus points can be complex to earn

Who Should Consider Which Card?

The New United℠ Business Card is ideal for frequent United Airlines travelers who can maximize the benefits of airline-specific rewards and perks. On the other hand, The World of Hyatt Credit Card is better suited for individuals who often stay at Hyatt properties and wish to earn rewards through hotel stays and dining. Consider your travel habits and preferences when choosing between these two cards.

Conclusion

Both The New United℠ Business Card and The World of Hyatt Credit Card offer unique advantages tailored to distinct user needs. By assessing your personal spending patterns and travel preferences, you can make an informed decision that best aligns with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”