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The Platinum Card® from American Express vs United Quest℠ Card
This comparison aims to help you decide between The Platinum Card® from American Express and the United Quest℠ Card. Both cards offer distinct features and benefits tailored to different types of cardholders, so understanding their offerings is crucial in making an informed choice.
The Platinum Card® from American Express
The Platinum Card® from American Express is designed for frequent travelers who value luxury and premium services. With a high annual fee, it offers a wealth of benefits, including access to exclusive airport lounges, travel credits, and extensive rewards on travel-related purchases.
United Quest℠ Card
The United Quest℠ Card is geared towards United Airlines travelers, providing a range of perks that enhance travel experiences with the airline. It features a lower annual fee compared to The Platinum Card® but still offers valuable rewards and benefits for loyal United customers.
Detailed Feature Comparison
| Feature | The Platinum Card® from American Express | United Quest℠ Card |
|---|---|---|
| Annual Fee | $695 | $250 |
| Welcome Bonus | Earn 80,000 Membership Rewards® Points after spending $8,000 in the first 6 months. | Earn 60,000 bonus miles and 500 Premier qualifying points after spending $4,000 in the first 3 months. |
| Rewards Structure | 5X on flights and prepaid hotels booked through Amex Travel; 1X on all other purchases. | 3X on United® purchases; 2X on dining, select streaming services, and travel; 1X on all other purchases. |
| Foreign Transaction Fee | None | None |
| Other Fees | Variety of service fees apply | Variety of service fees apply |
| Additional Benefits | Extensive travel credits, lounge access, and luxury perks. | United purchase credits, free checked bags, and priority boarding. |
Rewards Highlights
United Quest℠ Card Rewards
- Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
- 3x miles on United® purchases.
- 2x miles on dining, select streaming services & all other travel.
- 1x mile on all other purchases.
The Platinum Card® from American Express Rewards
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
- Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Pros and Cons
The Platinum Card® from American Express
- Pros: Extensive travel benefits, luxury perks, and high rewards on travel purchases.
- Cons: High annual fee may not be justified for occasional travelers.
United Quest℠ Card
- Pros: Lower annual fee, great for United Airlines travelers with useful travel credits and benefits.
- Cons: Limited benefits outside of United Airlines travel.
Who Should Consider Which Card?
- The Platinum Card® from American Express is ideal for frequent travelers who value luxury and premium services and can take advantage of the extensive benefits offered.
- The United Quest℠ Card is perfect for loyal United Airlines customers who frequently travel with the airline and want to maximize their rewards and benefits while keeping costs lower.
Conclusion
When choosing between The Platinum Card® from American Express and the United Quest℠ Card, consider your travel habits, preferences, and how much value you can extract from the benefits. Both cards have unique offerings that cater to different needs, so assess your spending patterns to determine which card aligns best with your financial goals.