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The World of Hyatt Credit Card vs United℠ Business Card
This comparison aims to help potential cardholders determine which credit card, between The World of Hyatt Credit Card and the United℠ Business Card, best suits their travel habits and spending preferences.
The World of Hyatt Credit Card
The World of Hyatt Credit Card, issued by Chase, is designed for travelers who frequently stay at Hyatt hotels. With valuable rewards for Hyatt purchases and additional benefits like complimentary status and free night stays, this card appeals to loyal Hyatt guests.
United℠ Business Card
The United℠ Business Card from Chase caters to business owners and frequent United Airlines travelers. This card offers significant rewards on United purchases and dining, along with perks like free checked bags and travel credits, making it suitable for those who travel often for work or leisure with United.
Detailed Feature Comparison
| Feature | The World of Hyatt Credit Card | United℠ Business Card |
|---|---|---|
| Annual Fee | $95 | $99 |
| Welcome Bonus | Earn up to 60,000 Bonus Points | Earn 100,000 bonus miles |
| Rewards Structure | Up to 9 points total for Hyatt stays, 2 points at restaurants, airlines, transit, and gyms | 2x miles on United and dining, 1x on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Free night each year, complimentary Discoverist status, tier qualifying night credits | Free checked bag, 2 United Club passes, $100 travel credit after 7 flights |
Rewards Highlights
The World of Hyatt Credit Card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
United℠ Business Card
- 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- 1x mile on all other purchases.
Pros and Cons
The World of Hyatt Credit Card
- Pros: High points earning potential at Hyatt, annual free night, complimentary status, tier credits.
- Cons: Limited to Hyatt hotels for maximum rewards, may not suit non-Hyatt travelers.
United℠ Business Card
- Pros: Significant bonus miles, free checked bag, employee cards at no extra cost.
- Cons: Higher annual fee, benefits primarily focused on United Airlines travel.
Who Should Consider Which Card?
- The World of Hyatt Credit Card is ideal for those who regularly stay at Hyatt hotels and want to maximize their rewards and benefits associated with Hyatt properties.
- United℠ Business Card is best suited for business owners and frequent travelers who often fly with United Airlines and wish to earn rewards on a variety of everyday purchases.
Conclusion
Both The World of Hyatt Credit Card and the United℠ Business Card offer valuable benefits tailored to specific travel needs. Prospective cardholders should evaluate their travel habits, preferred brands, and spending patterns to choose the right card for their lifestyle.