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United℠ Business Card vs United Quest℠ Card
This comparison aims to help potential cardholders decide between the United℠ Business Card and the United Quest℠ Card from Chase. Both cards offer unique rewards and benefits that cater to different types of users based on their spending habits and travel preferences.
Card Overviews
United℠ Business Card
The United℠ Business Card is designed for small business owners who frequently travel for work. With its focus on earning miles through everyday business expenses, this card offers valuable benefits that enhance the travel experience for business professionals.
United Quest℠ Card
The United Quest℠ Card is aimed at avid travelers who prioritize earning miles and enjoy premium travel perks. This card features a higher annual fee but comes with enhanced rewards on United purchases and additional benefits that cater to frequent flyers.
Detailed Feature Comparison
| Feature | United℠ Business Card | United Quest℠ Card |
|---|---|---|
| Annual Fee | $99 | $250 |
| Welcome Bonus | Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months | Earn 60,000 bonus miles and 500 PQP after spending $4,000 in the first 3 months |
| Rewards Structure | 2x miles on United® purchases, dining, gas stations, office supply stores, and local transit; 1x mile on all other purchases | 3x miles on United® purchases; 2x miles on all other travel, dining, and select streaming services; 1x mile on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Free first checked bag, 2 United Club one-time passes per year, priority boarding, $100 United travel credit after 7 flight purchases of $100 or more | Free first and second checked bags, up to $125 United purchase credit, up to 10,000 miles in award flight credits, priority boarding |
Rewards Highlights
United℠ Business Card
- Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- 1x mile on all other purchases.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
United Quest℠ Card
- Earn 60,000 bonus miles and 500 PQP after you spend $4,000 on purchases in the first 3 months.
- 3x miles on United® purchases.
- 2x miles on all other travel, dining, and select streaming services.
- 1x mile on all other purchases.
Pros and Cons
United℠ Business Card
- Pros:
- Lower annual fee
- Great for business expenses
- Employee cards at no additional cost
- Free checked bag and travel credits
- Bonus miles with other Chase United cards
- Cons:
- Lower rewards on non-United travel
- Less comprehensive travel perks compared to United Quest℠ Card
United Quest℠ Card
- Pros:
- Higher rewards on United purchases
- More comprehensive travel benefits
- Free first and second checked bags
- Potential for significant travel credits
- Cons:
- Higher annual fee
- More beneficial for frequent travelers
Who Should Consider Which Card?
The United℠ Business Card is ideal for small business owners and infrequent travelers who want to earn miles on their everyday business expenses without incurring a high annual fee. In contrast, the United Quest℠ Card is better suited for frequent travelers who prioritize earning miles and enjoy premium travel perks, making the higher annual fee worthwhile.
Conclusion
In summary, both the United℠ Business Card and the United Quest℠ Card offer valuable features tailored to different user needs. Prospective cardholders should carefully evaluate their spending habits and travel preferences to choose the card that aligns best with their financial goals.