Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
United Gateway℠ Card vs United Quest℠ Card
This comparison aims to help potential cardholders decide between the United Gateway℠ Card and the United Quest℠ Card from Chase by detailing their unique features, benefits, and drawbacks.
United Gateway℠ Card Overview
The United Gateway℠ Card is tailored for casual travelers who wish to earn miles without incurring an annual fee. It offers a straightforward rewards structure, making it easy for users to accumulate miles on everyday purchases.
United Quest℠ Card Overview
The United Quest℠ Card is designed for frequent travelers who want to maximize their rewards and enjoy premium benefits. With a higher annual fee, this card provides more extensive perks that cater to those who travel often with United Airlines.
Detailed Feature Comparison
| Feature | United Gateway℠ Card | United Quest℠ Card |
|---|---|---|
| Annual Fee | $0 | $250 |
| Welcome Bonus | 20,000 bonus miles | 60,000 bonus miles and 500 PQP |
| Rewards Structure | 2x miles on United® purchases, 2x miles at gas stations, 2x miles on local transit, 1x mile on all other purchases | 3x miles on United® purchases, 2x miles on travel, dining, and select streaming services, 1x mile on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None | None |
| Additional Benefits | 25% back on certain in-flight purchases | Up to $125 United® purchase credit, free checked bags, priority boarding |
Rewards Highlights
United Gateway℠ Card
- Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases.
- 2x miles at gas stations and local transit and commuting.
- 1x mile on all other purchases.
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card.
United Quest℠ Card
- Earn 60,000 bonus miles and 500 PQP after you spend $4,000 on purchases in the first 3 months your account is open.
- 3x miles on United® purchases.
- 2x miles on all other travel, dining, and select streaming services.
- 1x mile on all other purchases.
- Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply).
Pros and Cons
United Gateway℠ Card
- Pros:
- No annual fee.
- Simple rewards structure.
- Generous bonus miles offer.
- 25% back on in-flight purchases.
- Great for casual travelers.
- Cons:
- Limited premium benefits.
- Lower earning potential compared to premium cards.
United Quest℠ Card
- Pros:
- Extensive travel benefits.
- High earning potential on United® purchases.
- Generous welcome bonus and PQP.
- Free checked bags and priority boarding.
- Cons:
- High annual fee.
- More complexity in rewards structure.
Who Should Consider Which Card?
The United Gateway℠ Card is ideal for casual travelers who want to earn miles without the burden of an annual fee. It's perfect for those who primarily travel a few times a year and want to earn rewards on everyday purchases. On the other hand, the United Quest℠ Card is better suited for frequent travelers who value premium benefits and are willing to pay an annual fee for enhanced rewards and perks.
Conclusion
Ultimately, the choice between the United Gateway℠ Card and the United Quest℠ Card should be based on individual travel habits, spending patterns, and personal financial goals. Consider your lifestyle and how each card aligns with your needs before making a decision.