Low Interest Rewards Credit Cards

Excellent credit means low interest cards - apply here: CreditSoup® Excellent Credit

Compare the best low interest rewards credit cards. most which have a 0% intro APR, and offer competitive , low interest rates lower than 10%. Low interest credit cards are recommended for people with excellent credit. All of our credit cards listed are unsecured low interest credit cards also known as Platinum low interest credit cards or low APR credit cards. In addition to Platinum credit cards having a low interest rate, you can also earn rewards such as cash back, airline miles, or travel and hotel rewards. Find your low rate credit card below.

Excellent credit means low interest cards - apply here: CreditSoup® Excellent Credit

Intro (Purchases): N/A
Intro (Balance Transfers): N/A
Purchase APR Rate: 12.99% to 26.99% Variable
Annual Fee: $0
Credit Needed: Excellent/Good/Limited/No Credit
Late Payment Fee: $0
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500 - $10,000 credit limits
  • Variable APRs 12.99% - 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Intro (Purchases): N/A
Purchase APR Rate: 8.99%-29.99%
Annual Fee: $0
Credit Needed: Excellent, Good, Fair, Average
Credit Line: $500 - $50,000
Late Payment Fee: $0
Rates & Fees
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

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