Capital One Quicksilver Cash Rewards Credit Card - Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card offers a simple, flat-rate cash back program with a $0 annual fee. You can earn a one-time welcome bonus after meeting a small spending requirement, and enjoy unlimited 1.5% cash back on all purchases. In addition, you can earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel. The card also features no foreign transaction fees and a top rated mobile app for easy management of rewards and account activity.

Pros

No annual fee: There is $0 annual fee for this card.

Keeps it simple: Earn unlimited 1.5% cash back on every purchase, every day.

Enhanced travel rewards: Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

No sign-ups or category juggling: No rotating categories or sign-ups are needed to earn cash rewards; cash back won’t expire for the life of the account and there’s no limit to how much you can earn.

Welcome bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

Travel and flexibility perks: $0 annual fee and no foreign transaction fees.

User experience: Top rated mobile app helps you manage rewards and account activity.

Cons

Travel bonus limitation: The 5% cash back is earned only on hotels, vacation rentals, and rental cars booked through Capital One Travel; purchases outside of that portal earn 1.5% cash back.

Balance transfers: A balance transfer fee applies if you transfer balances from other cards.

Why we like this card

We like the Capital One Quicksilver Cash Rewards Credit Card for its straightforward, no-frills rewards structure and valuable travel perk. Highlights include:

• Earn unlimited 1.5% cash back on every purchase, making it easy to redeem and track rewards.
• Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, maximizing travel-related spending.
• No annual fee and no foreign transaction fees, which lowers the cost of everyday and travel-related expenses.
• A welcome bonus of $200 after meeting a modest spending requirement within a few months of account opening.
• Cash back never expires and there’s no limit to how much you can earn, simplifying long-term rewards planning.
• A top rated mobile app to help you manage purchases, rewards, and account activity conveniently.