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Capital One Quicksilver Cash Rewards Credit Card - For a limited time, enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

  • For a limited time, enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Capital One Quicksilver Cash Rewards Credit Card - Learn More

Overview of the Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card offers a straightforward and rewarding experience for cardholders. With no annual fee and a strong emphasis on cash back rewards, this card provides an excellent option for consumers looking to maximize their spending. New cardholders can take advantage of enticing bonuses while enjoying unlimited cash back on various purchases. This card is particularly appealing for those who want simplicity in their rewards program without the complexities of rotating categories or expiration dates.

Pros

One of the standout features of the Capital One Quicksilver Cash Rewards Credit Card is its $0 annual fee, which means you can enjoy the benefits without worrying about extra costs eating into your rewards. Additionally, there are no foreign transaction fees, making this card a great travel companion for international purchases.

The card offers an attractive signing bonus for new members: a $100 credit towards flights, stays, and rental cars booked through Capital One Travel in your first year, along with a $200 cash bonus after spending $500 within the first three months. This provides a strong incentive for new users looking to gain immediate rewards.

Moreover, cardholders earn an unlimited 1.5% cash back on every purchase, ensuring that every dollar spent contributes to cash rewards. For travel enthusiasts, the card rewards 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel, making it especially lucrative for travelers.

Another benefit is the hassle-free rewards system. There are no rotating categories or sign-ups needed to earn rewards, and cash back does not expire as long as the account remains open. This straightforward approach allows cardholders to maximize their earnings effortlessly.

Cons

Additionally, the card does not provide any travel-specific perks outside of the cash back rewards, such as lounge access or travel insurance, which some other travel-focused credit cards might offer. This could be a downside for individuals looking for comprehensive travel benefits.

While the unlimited cash back is appealing, those who spend significantly in specific categories may find that cards offering enhanced rewards in these areas might suit them better. Thus, frequent travelers or those who engage heavily in promotional spending may need to evaluate their overall spending patterns relative to their rewards objectives.

Why We Like This Card

- No annual fee and no foreign transaction fees, making it accessible for everyday use and international travelers. - Attractive sign-up bonuses that provide immediate value for new cardholders. - Simple rewards structure: 1.5% cash back on all purchases, eliminating the need for tracking categories. - A rewarding 5% back on specific travel bookings through Capital One Travel enhances travel benefits. - Cash back does not expire, ensuring long-term earning potential. Overall, the Capital One Quicksilver Cash Rewards Credit Card stands out in the marketplace for its simplicity and strong cash back rewards, making it a worthwhile consideration for consumers who want a user-friendly reward program without the usual complexities.

Highlights of Rewards

WHAT YOUR REWARDS GET YOU

  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Earn unlimited 1.5% cash back on every purchase, every day

Rates & Fees

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”