Capital One Quicksilver Cash Rewards Credit Card - LIMITED-TIME OFFER: Earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card has no annual fee and offers straightforward cash back on everyday purchases. You can earn unlimited 1.5% cash back on every purchase, plus a 5% cash back rate on hotels, vacation rentals and rental cars booked through Capital One Travel. The card also features a limited-time welcome offer that includes a $100 travel credit for Capital One Travel in your first cardholder year and a $200 cash bonus after spending $500 within the first 3 months of account opening, totaling $300 in welcome bonuses. There are no rotating categories or sign-up requirements to earn cash rewards, and cash back does not expire. Additionally, there are no foreign transaction fees. A balance transfer option is available with a balance transfer fee.

Pros

Welcome bonuses: Earn a total of $300 in welcome bonuses, including a $100 travel credit for Capital One Travel during your first cardholder year and a $200 cash bonus after spending $500 in purchases within the first 3 months of account opening.

Earn unlimited 1.5% cash back on every purchase, every day.

No annual fee and no foreign transaction fees.

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.

No rotating categories or sign-ups needed to earn cash rewards; cash back won't expire for the life of the account and there's no limit to how much you can earn.

Cons

The 5% cash back is limited to hotels, vacation rentals and rental cars booked through Capital One Travel, so 5% rewards are not earned on other purchases.

A balance transfer option is available with a balance transfer fee.

To earn the $200 cash bonus, you must spend $500 on purchases within the first 3 months from account opening; not meeting this requirement means you won’t receive the $200 cash bonus.

Why we like this card

• Simple, straightforward earning: 1.5% cash back on all purchases plus 5% on eligible Capital One Travel bookings.
• Strong travel-related value through Capital One Travel with 5% back on hotels, vacation rentals and rental cars.
• No annual fee and no foreign transaction fees, making it a cost-effective option for everyday use and travel.
• Generous welcome offer that can provide immediate value: up to $300 in bonuses divided into a travel credit and a cash bonus after meeting spending requirements.
• Cash back does not expire and there are no limits on how much you can earn, simplifying long-term rewards.
• No rotating categories or sign-ups required, reducing complexity and maximizing earning potential with predictable rewards.