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Capital One Savor Cash Rewards Credit Card - For a limited time, enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card

No Annual Fee!

  • For a limited time, enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
Capital One Savor Cash Rewards Credit Card - Learn More

Capital One Savor Cash Rewards Credit Card Review

If your monthly budget leans heavy on food, entertainment, or streaming subscriptions, the Capital One Savor Cash Rewards Credit Card is an easy way to turn those everyday habits into steady cash back — and it does it without charging an annual fee.

Current Sign-Up Bonus
Right now, Capital One is offering two upfront perks:

  • A $200 cash bonus after spending $500 in the first 3 months.

  • A $100 travel credit during your first cardholder year for flights, hotels, or rental cars booked through Capital One Travel.

That’s $300 of value just for starting out and meeting a pretty manageable spending requirement.

Ongoing Rewards Structure
Here’s where this card shines if you’re someone who eats out, orders in, or spends on entertainment:

  • 3% cash back on dining, groceries (excluding Walmart® and Target®), entertainment, and popular streaming services.

  • 1% back on all other purchases.

  • 8% back on Capital One Entertainment purchases.

  • 5% back on hotels, vacation rentals, and rental cars booked through Capital One Travel.

Other Benefits

  • $0 annual fee.

  • No foreign transaction fees — helpful if you’re traveling abroad.

  • Rewards never expire, and there’s no cap on how much you can earn.

Who This Card Fits Best
This card is a great match if you:

  • Spend regularly on dining, entertainment, or streaming (think concerts, Spotify, Netflix, DoorDash runs, etc.).

  • Want solid travel perks without paying an annual fee.

  • Are looking for a low-maintenance card with strong everyday value.

Final Take
The Capital One Savor Cash Rewards Credit Card stands out for younger professionals, students, and families who spend a decent chunk of their budget on food and fun. With no annual fee and generous bonus categories, it’s a practical card that actually rewards the lifestyle most people already have.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”