Capital One Venture Rewards Credit Card - LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel

Capital One Venture Rewards Credit Card Overview

The Capital One Venture Rewards Credit Card offers a straightforward travel rewards program with miles that don’t expire and a flexible redemption approach. Earn unlimited 2X miles on every purchase, every day, plus 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. The card carries an annual fee of $95. In addition to the ongoing earning structure, there is a limited-time welcome offer: $250 to spend on Capital One Travel in your first cardholder year, plus 75,000 bonus miles after you spend $4,000 on purchases within the first 3 months of account opening—equal to about $1,000 in travel. Miles can be redeemed to reimburse travel purchases or by booking a trip through Capital One Travel. You can also receive up to a $120 credit for Global Entry or TSA PreCheck, a $50 experience credit with every hotel or vacation rental booked from the Lifestyle Collection, and you can transfer miles to your choice of 15+ travel loyalty programs. The card also features a top-rated mobile app for managing rewards and travel. Rewards details include 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel and unlimited 2X miles on every purchase, every day.

Pros

The Capital One Venture Rewards Credit Card comes with a strong set of benefits that appeal to many travelers:

Limited-Time Offer: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening—equal to $1,000 in travel.

Flexible earning: Earn unlimited 2X miles on every purchase, every day.

High earning on travel through Capital One Travel: Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel.

Miles never expire and there’s no limit to how many you can earn.

Travel benefits: Receive up to a $120 credit for Global Entry or TSA PreCheck.

Redeem flexibility: Use your miles to reimburse travel purchases or book trips via Capital One Travel.

Lifestyle perks: Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection.

Transfer options: Transfer your miles to your choice of 15+ travel loyalty programs for potential enhanced value.

Convenient access: Top-rated mobile app to manage rewards and travel planning.

Annual fee: The card has an annual fee of $95, which is paired with these travel-focused benefits and earning opportunities.

Cons

Limitations and conditions to consider include:

Limited-Time Offer requires action within a specific promotional window to receive the $250 travel credit and 75,000 bonus miles after meeting the spend requirements.

5X earning is limited to hotels, vacation rentals and rental cars booked through Capital One Travel; purchases outside of this portal earn 2X miles.

Annual fee exists: $95 per year, which is something to factor into the overall value if you’re not taking full advantage of the travel benefits.

Why we like this card

This card stands out for travelers who value a strong upfront welcome package and flexible redemption options. The combination of a generous limited-time offer ($250 travel credit and 75,000 bonus miles) and long-term earning power (2X on all purchases and 5X on Capital One Travel bookings) creates a versatile rewards engine. The ability to redeem miles to reimburse travel purchases or to book through Capital One Travel adds convenience and flexibility. Miles never expire, and the option to transfer to 15+ travel loyalty programs expands potential value. For frequent travelers, the Global Entry or TSA PreCheck credit, plus the Lifestyle Collection perks, enhance the overall travel experience. The card also includes a top-rated mobile app, making it easy to manage bookings and rewards on the go. All of these benefits are offered with a $95 annual fee, which aligns with the travel-focused value presented by the program.