Capital One Venture X Business - Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening

Capital One Venture X Business Card Overview

Capital One Venture X Business is a premium business credit card with a $395 annual fee. It offers a generous welcome bonus and strong ongoing earning across all purchases, plus a robust slate of travel benefits designed for teams and travel-focused businesses. Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening. You earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions, plus 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel. With no preset spending limit, you have big purchasing power that adapts so you can spend more and earn more rewards. You can empower your teams to make business purchases with free employee and virtual cards, automatically sync your transaction data with your accounting software, and pay your vendors with ease. Redeem your miles on flights, hotels and more, and transfer miles to any of the 15+ travel loyalty programs. Each account anniversary, you’ll receive 10,000 bonus miles, and you’ll also get an annual $300 credit for bookings made through Capital One Business Travel. You can receive up to a $120 credit for Global Entry or TSA PreCheck, and you’ll have access to 1,300+ airport lounges worldwide after enrollment, including Capital One Lounge locations and Priority Pass lounges. There’s a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection. This is a pay-in-full card, so your balance is due in full every month, and the card comes with a top-rated mobile app.

Pros

Significant welcome bonus: Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening.

Unlimited earning: Earn 2 miles per dollar on every purchase with no limits or category restrictions.

Strong travel multipliers through Capital One Travel: 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel.

No preset spending limit: Enjoy big purchasing power that adapts as your business spends, helping you maximize rewards.

Business-focused features: Empower your teams with free employee and virtual cards, automatic syncing of transaction data with your accounting software, and easy vendor payments.

Flexible redemption and transfers: Redeem miles on flights, hotels and more, and transfer miles to 15+ travel loyalty programs.

Annual travel perks: 10,000 bonus miles after your account anniversary date, plus a $300 annual credit for bookings made through Capital One Business Travel.

Global travel conveniences: Up to a $120 credit for Global Entry or TSA PreCheck, plus access to 1,300+ airport lounges worldwide after enrollment (including Capital One Lounge and Priority Pass lounges).

Premier Collection credits: $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection.

Convenient payment model and app: This is a pay-in-full card with a top-rated mobile app to manage your account.

Cons

Annual fee: $395.

High spend requirement for the signup bonus: You must spend $30,000 in the first 3 months to earn 150,000 miles.

Earning optimization requires using Capital One Travel: To maximize 10X on hotels/rental cars and 5X on flights/vacation rentals, bookings must be made through Capital One Business Travel; purchases outside that portal earn 2X miles.

Pay-in-full constraint: Balances must be paid in full every month, so you can’t carry a balance to accrue additional rewards.

Why we like this card

• Robust welcome offer and strong ongoing earning across all purchases, making it a compelling option for travel-focused businesses.
• Premium travel benefits including 10X on hotels and rental cars, 5X on flights and vacation rentals booked via Capital One Travel, generous lounge access, and travel credits.
• Flexible redemption with the ability to transfer miles to 15+ travel loyalty programs, plus convenient business tools like free employee cards and accounting integration.
• Annual perks add up: 10,000 anniversary miles, a $300 travel credit, Global Entry/TSA PreCheck credit, Premier Collection credits, and a top-rated mobile app for easy management.
• Pay-in-full structure encourages disciplined spending while still offering broad purchasing power and premium conveniences for a business.