American Express® Business Gold Card vs Delta SkyMiles® Reserve American Express Card

This comparison aims to help you decide between the American Express® Business Gold Card and the Delta SkyMiles® Reserve American Express Card. Each card offers unique features and benefits tailored to different spending habits and travel preferences.

Card Overviews

American Express® Business Gold Card

The American Express® Business Gold Card is designed for small business owners looking to maximize their rewards on business expenses. With flexible earning potential and valuable business-related benefits, it caters to entrepreneurs who frequently spend in varying categories.

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is aimed at frequent Delta travelers. This card offers premium travel perks, including access to Delta Sky Club lounges and earning miles on Delta purchases, making it ideal for those who prioritize travel rewards and luxury experiences.

Detailed Feature Comparison

Rewards Highlights

American Express® Business Gold Card

• Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
• 1X is earned for other purchases. **

Delta SkyMiles® Reserve American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

Pros and Cons

American Express® Business Gold Card

• Pros:
• Flexible rewards structure tailored to business spending.
• Significant welcome bonus.
• Monthly credits for eligible purchases.
• Cons:
• Higher annual fee compared to some other business cards.
• Reward potential may be limited to specific categories.

Delta SkyMiles® Reserve American Express Card

• Pros:
• Excellent travel benefits including Delta Sky Club access.
• Strong rewards for Delta purchases.
• Companion certificate with annual renewal.
• Cons:
• Higher annual fee.
• Limited to Delta-related benefits.

Who Should Consider Which Card?

The American Express® Business Gold Card is best suited for small business owners who have diverse spending categories and want to earn flexible rewards. In contrast, the Delta SkyMiles® Reserve American Express Card is ideal for frequent Delta flyers who prioritize travel perks and benefits that enhance their travel experience.

Conclusion

Ultimately, the choice between the American Express® Business Gold Card and the Delta SkyMiles® Reserve American Express Card depends on your individual needs and spending patterns. Evaluate your spending habits, travel preferences, and desired rewards to determine which card aligns best with your financial goals.

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“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”