Delta SkyMiles® Reserve American Express Card vs The Blue Business® Plus Credit Card from American Express

This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and the The Blue Business® Plus Credit Card from American Express. Each card has unique features catering to different spending habits and travel preferences.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta Airlines travelers who want to maximize their travel rewards. With premium benefits that include Sky Club access and travel perks, this card is ideal for those who prioritize luxury and frequent flying.

The Blue Business® Plus Credit Card from American Express

The The Blue Business® Plus Credit Card from American Express is tailored for small business owners and entrepreneurs looking for a no-annual-fee card that rewards everyday business expenses. It offers flexible purchasing options and solid rewards for business-related spending.

Detailed Feature Comparison

Feature	Delta SkyMiles® Reserve American Express Card	The Blue Business® Plus Credit Card from American Express
Annual Fee	$650	No annual fee
Welcome Bonus	70,000 Bonus Miles after spending $5,000 in the first 6 months	15,000 Membership Rewards® points after spending $3,000 in the first 3 months
Rewards Structure	3X Miles on Delta purchases, 1X Miles on other eligible purchases	2X points on everyday business purchases (first $50,000), 1 point thereafter
Foreign Transaction Fee	None	None
Other Fees	$240 Resy Credit, $120 Rideshare Credit	None
Additional Benefits	Delta Sky Club access, Companion Certificate, upgrade priority	Expanded Buying Power, flexible spending

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

The Blue Business® Plus Credit Card from American Express

• Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

• Pros:
  • Generous welcome bonus and rewards on Delta purchases.
  • Access to Delta Sky Club and The Centurion Lounge.
  • Companion Certificate for travel.
• Cons:
  • High annual fee.
  • Benefits mostly valuable for frequent Delta travelers.

The Blue Business® Plus Credit Card from American Express

• Pros:
  • No annual fee.
  • Flexible spending options with Expanded Buying Power.
  • Good rewards on business purchases.
• Cons:
  • Lower rewards rate compared to premium travel cards.
  • Limited travel-specific benefits.

Who Should Consider Which Card?

• Delta SkyMiles® Reserve American Express Card: Ideal for frequent Delta Airlines travelers seeking premium travel benefits and luxury experiences while flying.
• The Blue Business® Plus Credit Card from American Express: Best suited for small business owners or entrepreneurs looking for a no-annual-fee card to earn rewards on everyday business expenses.

Conclusion

When considering the choice between the Delta SkyMiles® Reserve American Express Card and The Blue Business® Plus Credit Card from American Express, reflect on your spending habits and financial goals. Each card offers unique benefits tailored to different lifestyles and preferences.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”