Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Blue Cash Everyday® Card from American Express vs Marriott Bonvoy Business® American Express® Card
This comparison aims to help you decide between the Blue Cash Everyday® Card from American Express and the Marriott Bonvoy Business® American Express® Card. Each card offers unique benefits tailored to different spending habits and goals.
Card Overviews
Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express is designed for everyday spenders who want to earn cash back on their purchases without an annual fee. It focuses on providing high rewards at U.S. supermarkets, online retail, and gas stations.
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card is ideal for frequent travelers and Marriott loyalists. This card offers generous rewards and perks for those who frequent Marriott properties, making it a top choice for business owners and travelers alike.
Detailed Feature Comparison
| Feature | Blue Cash Everyday® Card from American Express | Marriott Bonvoy Business® American Express® Card |
|---|---|---|
| Annual Fee | $0 | $125 |
| Welcome Bonus | $200 statement credit after spending $2,000 in first 6 months | 3 Free Night Awards after spending $6,000 in first 6 months |
| Rewards Structure | 3% Cash Back at U.S. supermarkets, online retail, and gas stations on up to $6,000 per year, then 1% | 6x points at Marriott hotels, 4x at restaurants & gas stations, 2x on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | Cash advance fee: either $5 or 3% of the amount, whichever is greater | Cash advance fee: either $5 or 3% of the amount, whichever is greater |
| Additional Benefits | $7/month back for Disney Bundle subscriptions and up to $15/month back for Home Chef subscriptions | Complimentary Gold Elite Status and annual Free Night Award |
Rewards Highlights
Marriott Bonvoy Business® American Express® Card
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
Blue Cash Everyday® Card from American Express
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- 1% Cash Back on other purchases.
Pros and Cons
Blue Cash Everyday® Card from American Express
- Pros:
- No annual fee
- High cash back rewards on everyday purchases
- Flexible redemption options
- Cons:
- Limited rewards outside of U.S. supermarkets, gas stations, and online retailers
Marriott Bonvoy Business® American Express® Card
- Pros:
- Generous rewards for Marriott stays
- Free Night Awards and annual perks
- Complimentary Gold Elite status
- Cons:
- Annual fee of $125
- Best suited for frequent travelers
Who Should Consider Which Card?
- Blue Cash Everyday® Card from American Express: Ideal for users who primarily spend at U.S. supermarkets, online retailers, and gas stations, looking to maximize cash back without an annual fee.
- Marriott Bonvoy Business® American Express® Card: Best for frequent travelers who often stay at Marriott properties and want to earn rewards through hotel stays and enjoy additional travel perks.
Conclusion
Both cards offer unique benefits tailored to different spending habits and lifestyles. Consider your individual needs and spending patterns to determine which card aligns with your financial goals. Whether you value cash back on everyday purchases or travel rewards, there's a card for you.