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Hilton Honors American Express Card vs Marriott Bonvoy Business® American Express® Card
This comparison aims to assist users in deciding between the Hilton Honors American Express Card and the Marriott Bonvoy Business® American Express® Card. Both cards offer unique benefits tailored to different travel and spending preferences.
Card Overviews
Hilton Honors American Express Card
The Hilton Honors American Express Card is designed for travelers who frequently stay at Hilton properties. With no annual fee, it provides a solid rewards structure for earning Hilton Honors points and offers valuable perks such as complimentary Hilton Honors Silver status.
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card targets business travelers who prefer Marriott hotels. With an annual fee, this card offers substantial rewards on hotel stays and dining, as well as free night awards, making it attractive for regular Marriott guests.
Detailed Feature Comparison
| Feature | Hilton Honors American Express Card | Marriott Bonvoy Business® American Express® Card |
|---|---|---|
| Annual Fee | $0 | $125 |
| Welcome Bonus | 80,000 Hilton Honors Bonus Points after spending $2,000 in first 6 months | 3 Free Night Awards after spending $6,000 in first 6 months |
| Rewards Structure | 7X on Hilton purchases, 5X on U.S. restaurants, supermarkets, gas stations, 3X on others | 6X on Marriott purchases, 4X on select categories, 2X on others |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Complimentary Hilton Honors Silver status | Complimentary Marriott Bonvoy Gold Elite Status |
Rewards Highlights
Marriott Bonvoy Business® American Express® Card Rewards
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
Hilton Honors American Express Card Rewards
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Points for all other eligible purchases on your Card.
Pros and Cons
Hilton Honors American Express Card Pros
- No annual fee.
- Strong earning potential on Hilton purchases.
- Complimentary Silver status.
- No foreign transaction fees.
Hilton Honors American Express Card Cons
- Lower rewards on non-Hilton purchases compared to competitors.
- Limited additional benefits beyond status.
Marriott Bonvoy Business® American Express® Card Pros
- Free night awards with card membership.
- Strong rewards on Marriott purchases.
- Complimentary Gold Elite status.
- Discount on eligible bookings.
Marriott Bonvoy Business® American Express® Card Cons
- Higher annual fee.
- Spending threshold for welcome bonus and additional award may be high for some.
Who Should Consider Which Card?
The Hilton Honors American Express Card is ideal for occasional travelers and those looking for a no-annual-fee card that offers a robust rewards system for Hilton stays. Conversely, the Marriott Bonvoy Business® American Express® Card is better suited for frequent travelers who often stay at Marriott properties and can take advantage of the additional benefits and rewards despite the annual fee.
Conclusion
Both cards cater to different preferences and travel behaviors. Consider your spending habits, travel frequency, and hotel loyalty before making a decision. Ultimately, selecting the right card can enhance your travel experiences and maximize your rewards.