Blue Cash Preferred® Card from American Express vs Delta SkyMiles® Reserve American Express Card

This comparison aims to help you decide between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Reserve American Express Card. We will explore their key features, rewards, and suitability based on your spending habits and financial goals.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for consumers who frequently spend at U.S. supermarkets and on streaming services. With an initial $0 annual fee for the first year, it offers significant cash back rewards on everyday purchases.

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card caters to frequent Delta flyers, providing extensive travel benefits and rewards for airline purchases. It comes with a higher annual fee but offers perks like Delta Sky Club access and bonus miles for travel-related spending.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Reserve American Express Card Rewards

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

Blue Cash Preferred® Card from American Express Rewards

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses, and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
  • High cash back rates on everyday purchases.
  • Attractive welcome bonus.
  • Introductory $0 annual fee.
• Cons:
  • Annual fee after the first year.
  • Foreign transaction fee applies.

Delta SkyMiles® Reserve American Express Card

• Pros:
  • Extensive travel benefits and perks.
  • Generous welcome bonus.
  • No foreign transaction fees.
• Cons:
  • High annual fee.
  • Best suited for frequent Delta travelers.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is ideal for individuals who spend significantly on groceries and streaming services, looking to maximize cash back on everyday purchases.

The Delta SkyMiles® Reserve American Express Card is best for frequent travelers, especially those who fly Delta often, and who can take advantage of the extensive travel-related benefits and rewards structure.

Conclusion

Choosing between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Reserve American Express Card ultimately depends on your individual spending habits and financial goals. Consider where you spend the most money and which benefits align with your lifestyle to make the best choice for your needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”