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Delta SkyMiles® Gold American Express Card vs Delta SkyMiles® Reserve American Express Card
This comparison aims to help users decide between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Reserve American Express Card. Both cards offer unique features and benefits tailored to different types of travelers and spending habits.
Card Overviews
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is designed for occasional Delta flyers who want to earn miles on their purchases with a lower annual fee. It provides a good balance of rewards and benefits, making it suitable for travelers looking to enhance their flying experience without a high cost.
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card targets frequent Delta travelers who seek premium benefits, including lounge access, companion certificates, and higher earning potential on Delta purchases. This card is ideal for those who fly often and want to maximize their travel perks.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold American Express Card | Delta SkyMiles® Reserve American Express Card |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $650 |
| Welcome Bonus | 50,000 Bonus Miles after spending $2,000 in eligible purchases in the first 6 months | 70,000 Bonus Miles after spending $5,000 in eligible purchases in the first 6 months |
| Rewards Structure | 2X Miles on Delta purchases, U.S. supermarkets, and restaurants; 1X Mile on all other purchases | 3X Miles on Delta purchases; 1X Mile on all other purchases |
| Foreign Transaction Fee | No | No |
| Other Fees | $200 Delta Flight Credit after spending $10,000 in a calendar year | $240 Resy Credit, $120 Rideshare Credit, and more |
| Additional Benefits | First checked bag free, 15% off award travel, Zone 5 Priority Boarding | Delta Sky Club access, Companion Certificate, upgrade priority |
Rewards Highlights
Delta SkyMiles® Gold American Express Card
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets, and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
Delta SkyMiles® Reserve American Express Card
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
Pros and Cons
Delta SkyMiles® Gold American Express Card
- Pros:
- Lower annual fee with a $0 intro offer for the first year.
- Good rewards structure for occasional travelers.
- First checked bag free saves on travel costs.
- Cons:
- Limited premium benefits compared to Reserve Card.
- Lower rewards rate on Delta purchases.
Delta SkyMiles® Reserve American Express Card
- Pros:
- Higher rewards rate on Delta purchases.
- Access to Delta Sky Clubs and other premium benefits.
- Companion Certificate adds value for frequent travelers.
- Cons:
- High annual fee of $650.
- Better suited for frequent flyers, which may not benefit occasional travelers.
Who Should Consider Which Card?
- The Delta SkyMiles® Gold American Express Card is ideal for occasional Delta flyers who want to earn miles and enjoy some travel perks without a high annual fee.
- The Delta SkyMiles® Reserve American Express Card is best for frequent Delta travelers looking for premium benefits, maximizing rewards, and enjoying luxury travel experiences.
Conclusion
When choosing between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Reserve American Express Card, consider your individual travel habits, spending patterns, and the type of rewards and benefits that align with your financial goals. Each card has its unique strengths that can cater to different travel preferences.