Search Credit Card Offers
Capital One Quicksilver Cash Rewards Credit Card vs Capital One SavorOne Student Cash Rewards Credit Card
This comparison aims to help you decide between the Capital One Quicksilver Cash Rewards Credit Card and the Capital One SavorOne Student Cash Rewards Credit Card. Both cards offer unique features and rewards that cater to different spending habits and financial goals.
Card Overviews
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is designed for individuals who want a straightforward rewards program with no annual fee. It offers unlimited cash back on all purchases and a generous welcome bonus, making it ideal for those who prefer simplicity in their rewards structure.
Capital One SavorOne Student Cash Rewards Credit Card
The Capital One SavorOne Student Cash Rewards Credit Card targets students looking to build credit while earning cash back on their everyday spending. This card offers enhanced rewards on dining, entertainment, and grocery purchases, tailored to a younger demographic who often engage in these activities.
Detailed Feature Comparison
| Feature | Capital One Quicksilver Cash Rewards Credit Card | Capital One SavorOne Student Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Welcome Bonus | Earn a one-time $200 cash bonus after spending $500 in 3 months | Earn $50 when you spend $100 in the first 3 months |
| Rewards Structure | Unlimited 1.5% cash back on every purchase | 3% cash back at grocery stores, dining, entertainment, and streaming; 1% on all other purchases |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | Balance transfer fee applies | No hidden fees |
| Additional Benefits | 5% cash back on hotels and rental cars booked through Capital One Travel; no expiration on cash back | 5% cash back on hotels and rental cars booked through Capital One Travel; 8% cash back on entertainment via Capital One Entertainment portal |
Rewards Highlights
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Earn unlimited 1.5% cash back on every purchase, every day
Pros and Cons
Capital One Quicksilver Cash Rewards Credit Card
- Pros:
- No annual fee
- Simple cash back structure
- Generous welcome bonus
- No foreign transaction fees
- Cons:
- Lower cash back percentage compared to some specialized cards
Capital One SavorOne Student Cash Rewards Credit Card
- Pros:
- High cash back on dining and entertainment
- No annual fee
- Build credit as a student
- Early spend bonus
- Cons:
- May be less beneficial for those who spend less on dining and entertainment
Who Should Consider Which Card?
- Capital One Quicksilver Cash Rewards Credit Card: Ideal for individuals who want a straightforward cash back card with no annual fee and prefer simplicity in their rewards program.
- Capital One SavorOne Student Cash Rewards Credit Card: Best suited for students or young adults who frequently dine out, enjoy entertainment, and want to build credit while maximizing rewards on their spending.
Conclusion
In summary, both the Capital One Quicksilver Cash Rewards Credit Card and the Capital One SavorOne Student Cash Rewards Credit Card offer unique advantages. Your choice should depend on your individual spending habits and financial goals. Consider what types of purchases you make most often to select the card that will provide you with the best rewards.