Search Credit Card Offers
Capital One Quicksilver Student Cash Rewards Credit Card vs The New United℠ Explorer Card
This comparison aims to help users decide between the Capital One Quicksilver Student Cash Rewards Credit Card and The New United℠ Explorer Card. Both cards offer unique benefits tailored to different audiences, making it essential to evaluate their features and advantages.
Card Overviews
Capital One Quicksilver Student Cash Rewards Credit Card
The Capital One Quicksilver Student Cash Rewards Credit Card is designed for students and young adults looking to build their credit while earning cash back on everyday purchases. With no annual fee and straightforward rewards, this card is ideal for those new to credit.
The New United℠ Explorer Card
The The New United℠ Explorer Card caters to frequent travelers, especially those who fly with United Airlines. It offers substantial travel rewards, including bonus miles and various travel perks, making it a great choice for those who travel often and want to maximize their benefits.
Detailed Feature Comparison
| Feature | Capital One Quicksilver Student Cash Rewards Credit Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $0 | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | $50 after spending $100 in the first 3 months | 80,000 bonus miles after spending $3,000 in the first 3 months |
| Rewards Structure | Unlimited 1.5% cash back on every purchase | 2x miles on United purchases, dining, and hotel stays; 1x mile on all other purchases |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | No hidden fees | Terms apply for benefits |
| Additional Benefits | $0 Fraud Liability, card locking feature, referral bonuses | Priority boarding, free checked bag, travel credits |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Capital One Quicksilver Student Cash Rewards Credit Card
- Pros:
- No annual fee
- Unlimited cash back on all purchases
- Introductory bonus for early spend
- Easy to manage with mobile app
- Cons:
- Lower rewards rate compared to travel-focused cards
- No travel-specific perks
The New United℠ Explorer Card
- Pros:
- Generous welcome bonus
- Multiple travel-related benefits
- Free first checked bag
- Access to United Club with anniversary passes
- Cons:
- Annual fee after the first year
- Requires higher spending to maximize rewards
Who Should Consider Which Card?
- Capital One Quicksilver Student Cash Rewards Credit Card is best for:
- Students or young adults looking to build credit.
- Individuals who prefer straightforward cash back rewards.
- Those who want a no-fee card with easy management.
- The New United℠ Explorer Card is ideal for:
- Frequent travelers, especially with United Airlines.
- Individuals looking to earn travel rewards and enjoy travel perks.
- Those who can meet higher spending requirements for bonuses.
Conclusion
When choosing between the Capital One Quicksilver Student Cash Rewards Credit Card and The New United℠ Explorer Card, it is essential to consider your individual needs and spending patterns. Whether you are a student looking to earn cash back or a frequent traveler wanting to maximize rewards, each card has unique features that cater to different financial goals.