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Capital One SavorOne Student Cash Rewards Credit Card vs The New United℠ Explorer Card
This comparison aims to help you decide between the Capital One SavorOne Student Cash Rewards Credit Card and The New United℠ Explorer Card. Both cards offer unique benefits tailored to different spending habits and financial goals.
Card Overviews
Capital One SavorOne Student Cash Rewards Credit Card
The Capital One SavorOne Student Cash Rewards Credit Card is designed for students looking to build their credit while earning cash back on everyday purchases. With no annual fee and generous rewards on dining and entertainment, this card is ideal for college students and young adults.
The New United℠ Explorer Card
The New United℠ Explorer Card is perfect for travelers who frequently fly with United Airlines. With a robust rewards structure focused on travel perks, this card provides great value for those who want to earn miles and enjoy benefits such as priority boarding and free checked bags.
Detailed Feature Comparison
| Feature | Capital One SavorOne Student Cash Rewards Credit Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $0 | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | $50 when you spend $100 in the first three months | Earn 80,000 bonus miles after you spend $3,000 in the first 3 months |
| Rewards Structure | 3% cash back on grocery stores, dining, entertainment, and streaming; 1% on all other purchases | 2x miles on United® purchases, dining, and hotel stays when booked with the hotel; 1x on all other purchases |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | None | Standard fees apply |
| Additional Benefits | $0 Fraud Liability, referral bonuses, and cash back on travel through Capital One Travel | Priority boarding, free checked bag, and travel credits |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Capital One SavorOne Student Cash Rewards Credit Card
- Pros:
- No annual fee or foreign transaction fees
- High cash back rewards on dining and entertainment
- Early spend bonus helps new cardholders
- Cons:
- Limited rewards on non-dining purchases
- Not focused on travel rewards
The New United℠ Explorer Card
- Pros:
- Great travel rewards and benefits
- Free checked bag and priority boarding
- Generous welcome bonus for new users
- Cons:
- Annual fee after the first year
- Best suited for frequent United flyers
Who Should Consider Which Card?
- Capital One SavorOne Student Cash Rewards Credit Card: Ideal for students and young adults who dine out frequently and want to earn cash back on everyday purchases without worrying about annual fees.
- The New United℠ Explorer Card: Best for travelers who frequently fly with United Airlines and want to maximize their travel rewards, enjoy flight benefits, and are willing to pay an annual fee after the first year.
Conclusion
Choosing between the Capital One SavorOne Student Cash Rewards Credit Card and The New United℠ Explorer Card depends on your individual needs and spending patterns. Consider what benefits are most important to you—cash back for everyday spending or travel rewards for frequent flyers—and make an informed decision based on your lifestyle.