Capital One Savor Cash Rewards Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help users decide between the Capital One Savor Cash Rewards Credit Card and the Marriott Bonvoy Bevy® American Express® Card by evaluating their features, rewards, pros and cons, and target audiences.

Card Overviews

Capital One Savor Cash Rewards Credit Card

The Capital One Savor Cash Rewards Credit Card is designed for individuals who enjoy dining and entertainment. With no annual fee and a straightforward cash back structure, it rewards users for their everyday spending, especially at restaurants and grocery stores.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is ideal for frequent travelers and Marriott loyalists. With a focus on earning Marriott Bonvoy points, this card offers substantial rewards for hotel stays and dining, along with premium benefits for travelers.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card Rewards

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Capital One Savor Cash Rewards Credit Card Rewards

• 8% Cash Back on Capital One Entertainment purchases.
• 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).
• 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services.
• 1% Cash Back on all other purchases.

Pros and Cons

Capital One Savor Cash Rewards Credit Card

• Pros:
  • No annual fee.
  • High cash back rewards on dining and entertainment.
  • Flexible cash rewards that don’t expire.
  • No foreign transaction fee.
• Cons:
  • Lower rewards on non-bonuses compared to some travel cards.
  • Cash back may not appeal to frequent travelers.

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • Generous welcome bonus in Marriott Bonvoy points.
  • Rich rewards structure for travel and dining.
  • Free Night Award after reaching spending threshold.
  • Complimentary Gold Elite status for additional benefits.
• Cons:
  • High annual fee of $250.
  • Rewards are primarily useful for Marriott loyalists.

Who Should Consider Which Card?

The Capital One Savor Cash Rewards Credit Card is best for users who frequently dine out, enjoy entertainment, and prefer cash back rewards without an annual fee. It is suitable for those who want straightforward rewards without the need for frequent travel.

On the other hand, the Marriott Bonvoy Bevy® American Express® Card is ideal for travelers who often stay at Marriott properties and can benefit from earning points towards hotel stays and other travel-related perks. This card is suitable for users who are willing to pay an annual fee for premium rewards and benefits associated with a hotel loyalty program.

Conclusion

Ultimately, the choice between the Capital One Savor Cash Rewards Credit Card and the Marriott Bonvoy Bevy® American Express® Card will depend on your individual spending habits and financial goals. Consider whether you prioritize cash back rewards for everyday spending or if you are looking for a card that enhances your travel experience with hotel loyalty benefits.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”