Ink Business Unlimited® Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help potential cardholders decide between the Ink Business Unlimited® Credit Card and the Marriott Bonvoy Bevy® American Express® Card. Both cards offer unique benefits catering to different spending habits and preferences, making it essential to understand their features before making a choice.

Card Overviews

Ink Business Unlimited® Credit Card

The Ink Business Unlimited® Credit Card is designed for business owners seeking a straightforward rewards structure without an annual fee. It offers cash back on every purchase, making it ideal for those who prefer simplicity in their rewards program.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card targets frequent travelers and Marriott loyalists. It provides substantial rewards for hotel stays and dining, along with exclusive benefits tied to the Marriott Bonvoy loyalty program, making it perfect for those who prioritize travel rewards.

Detailed Feature Comparison

Feature	Ink Business Unlimited® Credit Card	Marriott Bonvoy Bevy® American Express® Card
Annual Fee	No Annual Fee	$250
Welcome Bonus	$750 bonus cash back after spending $6,000 in the first 3 months	155,000 Marriott Bonvoy® points after spending $5,000 in the first 6 months
Rewards Structure	1.5% cash back on every purchase	6X points at Marriott hotels, 4X at restaurants and U.S. supermarkets, 2X on all other purchases
Foreign Transaction Fee	None	None
Other Fees	None listed	None listed
Additional Benefits	Employee cards at no cost, Zero Liability protection, monitoring for unusual purchases	Complimentary Gold Elite Status, Free Night Award, 15 Elite Night Credits

Rewards Highlights

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Pros and Cons

Ink Business Unlimited® Credit Card

• Pros:
• No annual fee
• Simple rewards structure
• Flexible redemption options
• Cons:
• Lower rewards rate compared to travel-focused cards
• No introductory bonus points

Marriott Bonvoy Bevy® American Express® Card

• Pros:
• Generous welcome bonus
• High rewards rate for hotel stays and dining
• Exclusive benefits for Marriott loyalists
• Cons:
• Annual fee of $250
• Requires substantial spending to maximize rewards

Who Should Consider Which Card?

The Ink Business Unlimited® Credit Card is ideal for business owners who want a straightforward cash back approach without the complication of an annual fee. It’s perfect for those who prefer to earn cash back on every purchase without worrying about maximizing points on specific categories.

The Marriott Bonvoy Bevy® American Express® Card is tailored for frequent travelers, especially those who stay at Marriott properties often. If you regularly dine out or shop at supermarkets, and you want to take advantage of travel rewards and hotel benefits, this card could be a better fit.

Conclusion

Ultimately, the choice between the Ink Business Unlimited® Credit Card and the Marriott Bonvoy Bevy® American Express® Card hinges on your individual spending habits and financial goals. Consider how often you travel, where you spend your money, and whether you prefer cash back or travel rewards to make an informed decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”