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Capital One Venture X Rewards Credit Card vs The New United℠ Explorer Card
This comparison aims to help users decide between the Capital One Venture X Rewards Credit Card and The New United℠ Explorer Card. Both cards offer unique features and benefits tailored to different spending habits and travel preferences.
Card Overviews
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is designed for frequent travelers who want to maximize their rewards on travel-related expenses. It offers a robust rewards structure, including high earning rates on travel booked through Capital One, and a variety of premium travel benefits.
The New United℠ Explorer Card
The The New United℠ Explorer Card is ideal for United Airlines enthusiasts and casual travelers. It provides valuable perks for United customers, including bonus miles on United purchases, dining, and hotel stays, along with priority boarding and other travel-related benefits.
Detailed Feature Comparison
| Feature | Capital One Venture X Rewards Credit Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $395 | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | 75,000 bonus miles after $4,000 spent in the first 3 months | 80,000 bonus miles after $3,000 spent in the first 3 months |
| Rewards Structure | 10X miles on hotels and rental cars booked through Capital One Travel, 5X on flights and vacation rentals, 2X on all other purchases | 2X miles on United® purchases, dining, and hotel stays when booked with the hotel, 1X on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | $300 annual credit for Capital One Travel, 10,000 bonus miles annually, lounge access, insurance benefits | Priority boarding, free checked bag, United Club access with anniversary passes, travel credits |
Rewards Highlights
Capital One Venture X Rewards Credit Card
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- 2 Miles per dollar on every purchase, every day
The New United℠ Explorer Card
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Capital One Venture X Rewards Credit Card
- Pros:
- High earning potential on travel bookings
- Generous welcome bonus
- Flexible redemption options including transfer to travel partners
- Comprehensive travel benefits
- Cons:
- High annual fee
- May not be suitable for occasional travelers
The New United℠ Explorer Card
- Pros:
- Low introductory annual fee
- Great benefits for United Airlines travelers
- Free checked bag and priority boarding
- Valuable bonus miles offer
- Cons:
- Limited to United Airlines and its partners for maximum rewards
- Lower rewards rate on non-United purchases
Who Should Consider Which Card?
The Capital One Venture X Rewards Credit Card is best for frequent travelers looking for high rewards on travel-related purchases and extensive travel perks. On the other hand, The New United℠ Explorer Card is ideal for users who frequently fly with United Airlines and want benefits specifically tailored to that airline.
Conclusion
Ultimately, the choice between the Capital One Venture X Rewards Credit Card and The New United℠ Explorer Card comes down to individual travel habits and financial goals. Consider your spending patterns, preferred airlines, and travel frequency to make an informed decision.