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The New United℠ Explorer Card vs World of Hyatt Business Credit Card
This comparison aims to help users decide between The New United℠ Explorer Card and the World of Hyatt Business Credit Card by outlining their key features, benefits, and suitability for different spending habits.
The New United℠ Explorer Card
The New United℠ Explorer Card is tailored for frequent travelers, particularly those who fly with United Airlines. With a strong focus on travel perks, it offers various benefits that enhance the travel experience, including bonus miles, travel credits, and priority boarding privileges.
World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card is designed for business owners and travelers who frequently stay at Hyatt hotels. It provides robust rewards for hotel stays and business-related expenses, making it an attractive choice for those who prioritize hotel loyalty and travel-related benefits.
Detailed Feature Comparison
| Feature | The New United℠ Explorer Card | World of Hyatt Business Credit Card |
|---|---|---|
| Annual Fee | $0 Intro Annual Fee for the First Year, then $150 | $199 |
| Welcome Bonus | Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months | 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months |
| Rewards Structure | 2x miles on United® purchases, dining, and hotel stays when booked with the hotel; 1x mile on all other purchases | Up to 9 points total per $1 spent at Hyatt; 2 Bonus Points per $1 spent in top three categories; 1 Bonus Point per $1 on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | N/A | N/A |
| Additional Benefits | Priority boarding, free first checked bag, Global Entry fee credit, United travel credit | Hyatt statement credits, tier-qualifying night credits, Discoverist status |
Rewards Highlights
The New United℠ Explorer Card
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
World of Hyatt Business Credit Card
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- 2 Bonus Points per $1 spent in your top three spend categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships.
- 1 Bonus Point per $1 spent on all other purchases.
Pros and Cons
The New United℠ Explorer Card
- Pros:
- Generous welcome bonus of 80,000 miles.
- Attractive travel perks, including free checked bags and priority boarding.
- No foreign transaction fees.
- Cons:
- Annual fee of $150 after the first year.
- Limited rewards outside of United and travel-related purchases.
World of Hyatt Business Credit Card
- Pros:
- Flexible rewards structure with high earning potential at Hyatt.
- Valuable statement credits for Hyatt purchases.
- No foreign transaction fees.
- Cons:
- Higher annual fee of $199.
- Welcome bonus requires higher spending to achieve.
Who Should Consider Which Card?
- The New United℠ Explorer Card: Ideal for frequent United Airlines travelers who value travel perks and benefits that enhance their flying experience.
- World of Hyatt Business Credit Card: Best suited for business owners and travelers who frequently stay at Hyatt properties and prefer hotel loyalty programs.
Conclusion
Ultimately, the choice between The New United℠ Explorer Card and the World of Hyatt Business Credit Card should be based on your individual travel habits, spending patterns, and loyalty preferences. Consider how often you travel, where you typically stay, and what benefits are most valuable to you before making your decision.