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Chase Sapphire Preferred® Card
Marriott Bonvoy Business® American Express® Card

Chase Sapphire Preferred® Card vs Marriott Bonvoy Business® American Express® Card

This comparison aims to help users decide between the Chase Sapphire Preferred® Card and the Marriott Bonvoy Business® American Express® Card. Both cards offer unique benefits and rewards tailored to different spending habits and travel preferences.

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is designed for travelers who want to maximize their rewards on travel and dining. With a generous welcome bonus and various benefits, this card is ideal for those who frequently book travel through Chase's platform.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is tailored for business travelers and Marriott loyalists, offering extensive rewards for hotel stays and dining, along with complimentary elite status in the Marriott Bonvoy program.

Detailed Feature Comparison

Feature Chase Sapphire Preferred® Card Marriott Bonvoy Business® American Express® Card
Annual Fee $95 $125
Welcome Bonus 100,000 bonus points after spending $5,000 in the first 3 months 3 Free Night Awards after spending $6,000 in the first 6 months
Rewards Structure 5x on travel through Chase, 3x on dining, 2x on other travel, 1x on all other purchases 6x on Marriott purchases, 4x on restaurants, gas, phone services, shipping; 2x on other purchases
Foreign Transaction Fee None None
Other Fees Varies Varies
Additional Benefits Trip insurance, $50 travel credit, DashPass access Free Night Award annually, Gold Elite Status, 7% booking discount

Rewards Highlights

  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.

Pros and Cons

Chase Sapphire Preferred® Card

  • Pros:
    • High welcome bonus
    • Flexible redemption options
    • Travel insurance benefits
    • No foreign transaction fees
  • Cons:
    • Annual fee may deter some users
    • Higher spending requirement for bonus

Marriott Bonvoy Business® American Express® Card

  • Pros:
    • Generous rewards on hotel stays
    • Free Night Awards enhance value
    • Complimentary Gold Elite Status
  • Cons:
    • Higher annual fee
    • Benefits mostly benefit Marriott loyalists

Who Should Consider Which Card?

Conclusion

When choosing between the Chase Sapphire Preferred® Card and the Marriott Bonvoy Business® American Express® Card, consider your individual needs, spending patterns, and travel habits. Each card offers unique advantages that cater to different types of users.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”