Marriott Bonvoy Business® American Express® Card vs United Gateway℠ Card

This comparison aims to assist potential cardholders in deciding between the Marriott Bonvoy Business® American Express® Card and the United Gateway℠ Card. We will analyze key features, rewards structures, and more to help you make an informed choice.

Card Overviews

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is designed for business travelers who frequently stay at Marriott properties. It offers generous rewards for hotel stays and additional benefits that enhance the travel experience.

United Gateway℠ Card

The United Gateway℠ Card is tailored for casual travelers and those who want an easy way to earn miles without an annual fee. It provides straightforward rewards for United purchases and travel-related expenses.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Business® American Express® Card Rewards

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

United Gateway℠ Card Rewards

• Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
• 2x miles on United® purchases, at gas stations, and on local transit and commuting.
• 1x mile on all other purchases.

Pros and Cons

Marriott Bonvoy Business® American Express® Card

• Pros: Strong rewards for hotel stays, valuable welcome bonus, complimentary Gold Elite Status.
• Cons: Annual fee, higher spending requirement for welcome bonus.

United Gateway℠ Card

• Pros: No annual fee, simple rewards structure, good for casual travelers.
• Cons: Limited to United Airlines and fewer bonus categories compared to Marriott card.

Who Should Consider Which Card?

• Marriott Bonvoy Business® American Express® Card: Ideal for frequent travelers who stay at Marriott hotels and want to earn premium rewards and benefits.
• United Gateway℠ Card: Best suited for occasional travelers or United Airlines customers looking to earn miles without an annual fee.

Conclusion

When choosing between the Marriott Bonvoy Business® American Express® Card and the United Gateway℠ Card, consider your travel habits and financial goals. Both cards offer unique benefits that cater to different types of users. Evaluate your spending patterns and the rewards that matter most to you to make the best choice.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”