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Chase Sapphire Preferred® Card vs The New United℠ Explorer Card
This comparison aims to assist users in deciding between the Chase Sapphire Preferred® Card and the The New United℠ Explorer Card. Each card offers unique features and benefits tailored to different spending habits and travel preferences.
Card Overviews
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is designed for travelers looking to maximize their rewards on travel and dining. With a robust rewards program and valuable travel benefits, it appeals to those who frequently book travel through Chase and enjoy premium rewards on various purchases.
The New United℠ Explorer Card
The The New United℠ Explorer Card is perfect for United Airlines travelers, offering benefits tailored to enhance the flying experience. It provides rewards on United purchases and additional perks such as free checked bags and priority boarding, making it attractive for those who fly often with United.
Detailed Feature Comparison
| Feature | Chase Sapphire Preferred® Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $95 | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | Earn 100,000 bonus points after you spend $5,000 in the first 3 months | Earn 80,000 bonus miles after you spend $3,000 in the first 3 months |
| Rewards Structure | 5x on travel through Chase Travel℠, 3x on dining and select streaming services, 2x on all other travel, 1x on all other purchases | 2x miles on United® purchases, dining, and hotel stays booked with the hotel; 1x mile on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | $50 Annual Chase Travel Hotel Credit | N/A |
| Additional Benefits | Trip Cancellation Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, complimentary DashPass access | Priority boarding, free first checked bag, United Club℠ access with 2 one-time passes, Global Entry or TSA PreCheck fee credit |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Chase Sapphire Preferred® Card
- Pros:
- High value for travel redemptions through Chase Travel.
- Generous welcome bonus for new cardholders.
- Comprehensive travel insurance benefits.
- Flexible rewards program with multiple redemption options.
- Cons:
- Annual fee applies.
- Higher spending requirement for welcome bonus compared to some cards.
The New United℠ Explorer Card
- Pros:
- $0 intro annual fee for the first year.
- Valuable perks for United Airlines travelers.
- Free first checked bag can save significant costs on flights.
- Lower spending requirement for welcome bonus.
- Cons:
- Rewards primarily focused on United purchases.
- Annual fee applies after the first year.
Who Should Consider Which Card?
- Consider the Chase Sapphire Preferred® Card if:
- You frequently travel and book through Chase.
- You want a flexible rewards program that offers high value when redeeming for travel.
- You enjoy dining out and want to earn rewards on those purchases.
- Consider The New United℠ Explorer Card if:
- You regularly fly with United Airlines.
- You want to take advantage of airline-specific benefits like free checked bags and priority boarding.
- You prefer a lower introductory annual fee.
Conclusion
Both the Chase Sapphire Preferred® Card and The New United℠ Explorer Card offer distinct advantages depending on your travel habits and preferences. It's essential to consider your individual needs, spending patterns, and travel frequency to make an informed decision that best suits your lifestyle.