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Ink Business Unlimited® Credit Card
The New United℠ Explorer Card

Ink Business Unlimited® Credit Card vs The New United℠ Explorer Card

This comparison aims to assist you in deciding between the Ink Business Unlimited® Credit Card and The New United℠ Explorer Card. Both cards offer unique benefits tailored to different users, so it’s essential to understand their features and how they align with your financial goals.

Card Overviews

Ink Business Unlimited® Credit Card

The Ink Business Unlimited® Credit Card is designed for business owners who want to earn cash back on their purchases without the hassle of an annual fee. This card is perfect for those who prefer straightforward rewards and flexibility in redeeming them.

The New United℠ Explorer Card

The The New United℠ Explorer Card caters primarily to travelers, especially those who frequently fly with United Airlines. With its focus on offering miles for travel-related purchases, this card provides various travel perks, making it ideal for those who prioritize travel rewards.

Detailed Feature Comparison

Feature Ink Business Unlimited® Credit Card The New United℠ Explorer Card
Annual Fee No Annual Fee $0 Intro Annual Fee for the First Year, then $150
Welcome Bonus Earn $750 bonus cash back after you spend $6,000 in the first 3 months Earn 80,000 bonus miles after you spend $3,000 in the first 3 months
Rewards Structure Unlimited 1.5% cash back on every purchase 2x miles on United® purchases, dining, and hotel stays; 1x mile on all other purchases
Foreign Transaction Fee None None
Other Fees None specified None specified
Additional Benefits Employee cards at no extra cost, Zero Liability protection Priority boarding, free checked bag, travel credits

Rewards Highlights

  • Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
  • 1x mile on all other purchases.

Pros and Cons

Ink Business Unlimited® Credit Card

  • Pros:
    • No annual fee
    • Simple cash back structure
    • Robust welcome bonus
    • Employee cards available at no extra charge
  • Cons:
    • No travel-related perks
    • Lower rewards rate for non-business purchases

The New United℠ Explorer Card

  • Pros:
    • Strong travel-related benefits
    • Generous welcome bonus in miles
    • Free checked bag for cardholders
    • Priority boarding
  • Cons:
    • Annual fee after the first year
    • Rewards are primarily beneficial for United Airlines travelers

Who Should Consider Which Card?

  • The Ink Business Unlimited® Credit Card is ideal for:
    • Business owners looking for straightforward cash back
    • Those who make a variety of purchases across categories
    • Users who prefer no annual fee
  • The The New United℠ Explorer Card is best suited for:
    • Frequent travelers, particularly on United Airlines
    • Individuals who can take advantage of travel perks
    • Those looking for a card that offers miles for travel-related expenses

Conclusion

In summary, both the Ink Business Unlimited® Credit Card and The New United℠ Explorer Card have their strengths, catering to different user needs. Your choice should depend on your spending habits and financial goals, whether you prioritize cash back for business expenses or travel rewards for your adventures.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”