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Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Gold American Express Card vs Delta SkyMiles® Platinum American Express Card

This comparison aims to help you decide between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Platinum American Express Card. Both cards are designed for Delta travelers, but they offer different features and benefits that cater to varying financial needs and travel habits.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is ideal for casual travelers who value earning miles on everyday purchases. With a lower annual fee and a solid rewards structure, this card is perfect for those who fly Delta occasionally and want to enjoy benefits like free checked bags and priority boarding.

Delta SkyMiles® Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card is tailored for frequent Delta flyers. It offers enhanced rewards on Delta purchases, additional travel credits, and perks that cater to travelers who spend more on flights and dining. The higher annual fee is offset by valuable benefits that can significantly enhance the travel experience.

Detailed Feature Comparison

Feature Delta SkyMiles® Gold American Express Card Delta SkyMiles® Platinum American Express Card
Annual Fee $0 introductory annual fee for the first year, then $150 $350
Welcome Bonus Earn 50,000 Bonus Miles after spending $2,000 in the first 6 months Earn 60,000 Bonus Miles after spending $3,000 in the first 6 months
Rewards Structure Earn 2X Miles on Delta purchases, U.S. supermarkets, and restaurants; 1X on all other purchases Earn 3X Miles on Delta purchases and hotels; 2X at restaurants and U.S. supermarkets; 1X on all other purchases
Foreign Transaction Fee None None
Other Fees None specified None specified
Additional Benefits Free first checked bag, 15% off award travel, $200 Delta Flight Credit after $10,000 spend, etc. Companion Certificate, monthly dining and rideshare credits, Global Entry/TSA PreCheck credit, etc.

Rewards Highlights

Delta SkyMiles® Gold American Express Card

  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets, and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.

Delta SkyMiles® Platinum American Express Card

  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

  • Pros:
    • Lower annual fee, especially with the first year free.
    • Flexible rewards structure with 2X miles on common spending categories.
    • Free first checked bag on Delta flights.
  • Cons:
    • Lower earning potential on Delta purchases compared to the Platinum card.
    • Fewer premium travel benefits.

Delta SkyMiles® Platinum American Express Card

  • Pros:
    • Higher rewards on Delta purchases and hotel stays.
    • Valuable travel perks, including a Companion Certificate.
    • Monthly dining and rideshare credits provide extra savings.
  • Cons:
    • Higher annual fee.
    • More suitable for frequent travelers.

Who Should Consider Which Card?

Delta SkyMiles® Gold American Express Card

This card is best suited for occasional Delta travelers who want to earn miles on everyday purchases without a high annual fee. It's ideal for users who prioritize free checked bags and basic travel perks.

Delta SkyMiles® Platinum American Express Card

This card is designed for frequent Delta flyers who will benefit from higher rewards on travel-related purchases and additional perks. It's perfect for users who can take advantage of the Companion Certificate and other premium benefits.

Conclusion

Ultimately, the choice between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Platinum American Express Card should depend on your individual travel habits and financial goals. Consider your spending patterns, frequency of travel with Delta, and the value you place on additional perks to make the best decision for your needs.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”