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Delta SkyMiles® Gold American Express Card vs Southwest® Rapid Rewards® Premier Business Credit Card
This comparison aims to guide potential cardholders in choosing between the Delta SkyMiles® Gold American Express Card and the Southwest® Rapid Rewards® Premier Business Credit Card. Each card offers unique benefits and features tailored to different types of travelers.
Card Overviews
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is designed for frequent flyers of Delta Airlines. It offers an attractive rewards structure for Delta purchases and provides various travel benefits, making it ideal for those who frequently travel with Delta.
Southwest® Rapid Rewards® Premier Business Credit Card
The Southwest® Rapid Rewards® Premier Business Credit Card is geared towards business owners who often travel with Southwest Airlines. This card emphasizes earning points on business-related expenses and provides a solid rewards structure for airline purchases.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold American Express Card | Southwest® Rapid Rewards® Premier Business Credit Card |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150 | $99 |
| Welcome Bonus | Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases in the first 6 months | Earn 60,000 points after you spend $3,000 in the first 3 months |
| Rewards Structure | 2X Miles on Delta purchases, U.S. supermarkets, and restaurants; 1X on other purchases | 3X points on Southwest purchases; 2X on hotel and car rental partners and rideshare; 1 point on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | N/A | N/A |
| Additional Benefits | Free checked bag, priority boarding, Delta Flight Credit, statement credits on Delta purchases | 6,000 bonus points on anniversary, 2 EarlyBird Check-In® each year |
Rewards Highlights
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
Pros and Cons
Delta SkyMiles® Gold American Express Card
- Pros:
- 15% off mileage redemption on Delta flights
- Free first checked bag on Delta flights
- Access to Delta Flight Credit
- No foreign transaction fees
- Cons:
- Annual fee after the first year
- Rewards limited to Delta and U.S. supermarkets
Southwest® Rapid Rewards® Premier Business Credit Card
- Pros:
- Higher welcome bonus points
- More points on rideshare and hotel/car rentals
- Bonus points on anniversary
- No foreign transaction fees
- Cons:
- Lower reward rate on non-Southwest purchases
- Annual fee applies from the start
Who Should Consider Which Card?
- Delta SkyMiles® Gold American Express Card: Ideal for travelers who frequently fly with Delta Airlines and want to take advantage of Delta-specific perks such as free checked bags and priority boarding.
- Southwest® Rapid Rewards® Premier Business Credit Card: Best suited for business owners who often travel with Southwest and wish to maximize points on a variety of business-related expenses.
Conclusion
Choosing between the Delta SkyMiles® Gold American Express Card and the Southwest® Rapid Rewards® Premier Business Credit Card ultimately depends on your travel habits, preferred airlines, and financial goals. Consider which card's benefits align more closely with your spending patterns and travel preferences to make the best choice for your needs.