Delta SkyMiles® Gold American Express Card vs Delta SkyMiles® Reserve Business American Express Card

This comparison aims to help you decide between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Reserve Business American Express Card. Both cards offer unique benefits tailored to different types of users, especially frequent travelers with Delta Airlines. Below, you will find a detailed overview of each card, a feature comparison, rewards highlights, pros and cons, and guidance on which card might be the best fit for you.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for travelers who frequently fly with Delta Airlines and want to earn rewards for their spending. With a low introductory annual fee and a solid rewards structure, this card is ideal for occasional travelers who want to maximize their benefits without a hefty commitment.

Delta SkyMiles® Reserve Business American Express Card

The Delta SkyMiles® Reserve Business American Express Card caters to business travelers who fly Delta often and seek premium perks. With a higher annual fee, this card offers a range of luxurious benefits, including access to exclusive lounges and substantial rewards for Delta purchases, making it a great choice for those who travel frequently for business.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold American Express Card

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

Delta SkyMiles® Reserve Business American Express Card

• Earn 3 miles per dollar on eligible Delta purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

• Pros:
  • Low annual fee with a $0 introductory offer.
  • Generous welcome bonus.
  • Free first checked bag and priority boarding.
  • Discounts on award travel bookings.
• Cons:
  • Lower rewards rate on Delta purchases compared to the Reserve card.
  • Limited premium benefits.

Delta SkyMiles® Reserve Business American Express Card

• Pros:
  • Higher rewards rate on Delta purchases.
  • Access to Delta Sky Club and Centurion Lounge.
  • Companion Certificate benefit.
  • Additional travel credits and perks for business travelers.
• Cons:
  • High annual fee.
  • Requires significant spending to unlock benefits.

Who Should Consider Which Card?

The Delta SkyMiles® Gold American Express Card is ideal for occasional travelers who wish to enjoy Delta's benefits without a significant financial commitment. If you fly Delta a few times a year and want to earn miles without a high annual fee, this card suits your needs.

The Delta SkyMiles® Reserve Business American Express Card, on the other hand, is designed for frequent business travelers who seek premium travel experiences and can benefit from the extensive perks and higher rewards rate. If you frequently fly Delta for business and are willing to pay a higher annual fee for enhanced benefits, this card is a great fit.

Conclusion

Choosing between the Delta SkyMiles® Gold American Express Card and the Delta SkyMiles® Reserve Business American Express Card depends on your travel habits and financial goals. Consider the benefits that each card offers and how they align with your spending patterns to determine which card will best serve your travel needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”