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Delta SkyMiles® Gold American Express Card
United Club℠ Infinite Card

Delta SkyMiles® Gold American Express Card vs United Club℠ Infinite Card

This comparison aims to help users decide between the Delta SkyMiles® Gold American Express Card and the United Club℠ Infinite Card. Both cards cater to frequent travelers but offer distinct benefits and features tailored to their respective airline loyalty programs.

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for Delta Airlines frequent flyers. It offers a variety of perks, including the ability to earn miles on Delta purchases, discounts on award travel, and complimentary first checked bags.

United Club℠ Infinite Card

The United Club℠ Infinite Card is targeted towards travelers who frequently fly with United Airlines. This card provides extensive benefits, including United Club membership, earning bonus miles on United purchases, and free checked bags.

Detailed Feature Comparison

Feature Delta SkyMiles® Gold American Express Card United Club℠ Infinite Card
Annual Fee $0 introductory annual fee for the first year, then $150 $525
Welcome Bonus Earn 50,000 Bonus Miles after spending $2,000 in the first 6 months Earn 80,000 bonus miles after spending $5,000 in the first 3 months
Rewards Structure 2X Miles on Delta purchases, U.S. supermarkets, and restaurants; 1X Mile on all other purchases 4X miles on United® purchases; 2X miles on travel and dining; 1X mile on all other purchases
Foreign Transaction Fee None None
Other Fees None specified None specified
Additional Benefits Free first checked bag, 15% discount on award travel, $200 Delta Flight Credit after spending $10,000 United Club membership, free first and second checked bags, Premier Access® travel services

Rewards Highlights

Delta SkyMiles® Gold American Express Card

  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.

United Club℠ Infinite Card

  • Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
  • 4X miles on United® purchases.
  • 2X miles on all other travel and dining.
  • 1X mile on all other purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

  • Pros:
    • Lower annual fee with an introductory period.
    • Free first checked bag on Delta flights.
    • Generous rewards on Delta and dining purchases.
  • Cons:
    • Limited to Delta Airlines benefits.
    • Higher spending required for significant rewards.

United Club℠ Infinite Card

  • Pros:
    • Extensive benefits with United Club membership.
    • Higher rewards on United purchases.
    • Free first and second checked bags.
  • Cons:
    • High annual fee.
    • More suited for frequent United travelers.

Who Should Consider Which Card?

  • Delta SkyMiles® Gold American Express Card: Ideal for casual travelers and Delta Airlines loyalists who want to earn miles on everyday purchases and enjoy benefits like free checked baggage.
  • United Club℠ Infinite Card: Best for frequent United travelers who can take full advantage of the United Club membership and the extensive rewards structure.

Conclusion

When choosing between the Delta SkyMiles® Gold American Express Card and the United Club℠ Infinite Card, consider your travel habits, which airline you prefer, and how often you anticipate using the card. Each card offers unique benefits that cater to specific user needs and preferences.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”