Delta SkyMiles® Gold American Express Card vs The Business Platinum Card® from American Express

This comparison aims to help you decide between the Delta SkyMiles® Gold American Express Card and The Business Platinum Card® from American Express. Each card offers unique features that cater to different spending habits and travel preferences.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for frequent Delta Airlines travelers, offering rewards and benefits that enhance the travel experience. With its focus on earning miles for flights, this card is ideal for those who regularly fly with Delta and want to maximize their travel rewards.

The Business Platinum Card® from American Express

The Business Platinum Card® is tailored for business owners and frequent travelers who seek premium travel benefits and flexible rewards. This card excels in providing high earning potential on travel-related purchases and a plethora of exclusive perks, making it suitable for those looking to enhance their business travel experience.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold American Express Card Rewards

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

The Business Platinum Card® from American Express Rewards

• Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
• Earn 1.5X points on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year.
• Earn 1X points on other eligible purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

• Pros:
  • Low annual fee with a free first year.
  • Good for Delta travelers with flight perks and savings.
  • Generous welcome bonus for new cardholders.
• Cons:
  • Limited to Delta and its partners for maximum value.
  • Lower rewards earning potential on non-Delta purchases.

The Business Platinum Card® from American Express

• Pros:
  • High earning potential on travel-related purchases.
  • Extensive travel benefits and airport lounge access.
  • Flexible rewards program with multiple earning categories.
• Cons:
  • High annual fee may not justify the benefits for all users.
  • Complex rewards structure may require careful tracking.

Who Should Consider Which Card?

The Delta SkyMiles® Gold American Express Card is ideal for casual travelers who frequently fly Delta and prefer straightforward rewards and perks related to their travel. It appeals to those who want to save on flights and enjoy added conveniences on Delta flights.

In contrast, The Business Platinum Card® from American Express is best suited for business owners and frequent travelers who require premium travel benefits and are willing to invest in a higher annual fee for extensive rewards and flexibility in earning points across various categories.

Conclusion

Ultimately, the choice between the Delta SkyMiles® Gold American Express Card and The Business Platinum Card® from American Express should align with your individual needs, spending patterns, and travel preferences. Consider how often you fly, your preferred airlines, and whether you will utilize the premium benefits offered by the Business Platinum Card before making your decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”