Delta SkyMiles® Gold American Express Card vs Ink Business Premier® Credit Card

This comparison aims to help you decide between the Delta SkyMiles® Gold American Express Card and the Ink Business Premier® Credit Card. Both cards offer unique benefits tailored to different users, making it essential to understand their features before making a decision.

Card Overviews

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is designed for frequent Delta flyers, offering rewards on Delta purchases and travel-related benefits. With an introductory annual fee for the first year, it provides perks such as free checked bags and priority boarding, making it appealing for loyal Delta customers.

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is tailored for business owners who want to maximize cash back on large purchases. With a straightforward cash back structure and various business-related benefits, it is ideal for entrepreneurs looking to grow their businesses while earning rewards.

Detailed Feature Comparison

Rewards Highlights

Ink Business Premier® Credit Card Rewards

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Delta SkyMiles® Gold American Express Card Rewards

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

Pros and Cons

Delta SkyMiles® Gold American Express Card

• Pros:
  • Free checked bag on Delta flights
  • 15% discount on award travel with miles
  • Flexible rewards for Delta flyers
  • No foreign transaction fees
• Cons:
  • $150 annual fee after the first year
  • Rewards are primarily beneficial for Delta customers

Ink Business Premier® Credit Card

• Pros:
  • High cash back on large purchases
  • No foreign transaction fees
  • Comprehensive purchase protections
  • No additional cost for employee cards
• Cons:
  • Higher annual fee of $195
  • Bonus cash back requires substantial spending

Who Should Consider Which Card?

• Delta SkyMiles® Gold American Express Card: Ideal for travelers who frequently fly with Delta and want to earn miles on everyday purchases while enjoying travel perks like free checked bags and priority boarding.
• Ink Business Premier® Credit Card: Best suited for business owners looking to maximize cash back on larger purchases and seeking flexibility and rewards that can help grow their business.

Conclusion

Both the Delta SkyMiles® Gold American Express Card and the Ink Business Premier® Credit Card have their unique advantages. Consider your individual needs and spending patterns to determine which card aligns best with your financial goals and lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”