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Delta SkyMiles® Gold American Express Card vs The World of Hyatt Credit Card
This comparison aims to assist users in deciding between the Delta SkyMiles® Gold American Express Card and The World of Hyatt Credit Card. Both cards offer unique benefits tailored to frequent travelers, but their target audiences and rewards systems differ significantly.
Card Overviews
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is designed for travelers who frequently fly with Delta Airlines. It offers a variety of travel-related benefits, including earning miles on Delta purchases and other categories, alongside perks that enhance the flying experience.
The World of Hyatt Credit Card
The World of Hyatt Credit Card is aimed at those who prefer staying at Hyatt hotels and resorts. It provides rewards for hotel stays, dining, and travel-related expenses, while also offering valuable perks for Hyatt loyalists.
Detailed Feature Comparison
| Feature | Delta SkyMiles® Gold American Express Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $0 introductory annual fee for the first year, then $150. | $95 |
| Welcome Bonus | Earn 50,000 Bonus Miles after spending $2,000 in the first 6 months. | Earn up to 60,000 Bonus Points (30,000 after spending $3,000 in 3 months, plus up to 30,000 more points). |
| Rewards Structure | Earn 2X Miles on Delta purchases and at U.S. Supermarkets and restaurants; 1X Mile on all other purchases. | Earn up to 9 points per $1 at Hyatt, 2 Bonus Points at restaurants and other select categories. |
| Foreign Transaction Fee | None | None |
| Other Fees | Various fees may apply. | Various fees may apply. |
| Additional Benefits | Free first checked bag, priority boarding, $200 Delta Flight Credit, and more. | Complimentary Discoverist status, free night each year, and tier qualifying night credits. |
Rewards Highlights
Delta SkyMiles® Gold American Express Card
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
The World of Hyatt Credit Card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Pros and Cons
Delta SkyMiles® Gold American Express Card
- Pros:
- Good value for Delta flyers.
- Free checked bag on Delta flights.
- 15% off when using miles for Delta flights.
- Cons:
- Annual fee after the first year.
- Limited to Delta for maximum benefits.
The World of Hyatt Credit Card
- Pros:
- Generous bonus points for Hyatt stays.
- Complimentary Discoverist status.
- Annual free night at Hyatt hotels.
- Cons:
- Annual fee applies from the start.
- Best for those who frequently stay at Hyatt properties.
Who Should Consider Which Card?
- The Delta SkyMiles® Gold American Express Card is ideal for travelers who frequently fly with Delta Airlines and want to maximize their airline benefits.
- The World of Hyatt Credit Card is best suited for individuals who prefer staying at Hyatt hotels and want to earn rewards on hotel stays and dining expenses.
Conclusion
Both the Delta SkyMiles® Gold American Express Card and World of Hyatt Credit Card cater to different types of travelers. Consider your personal travel habits, preferred rewards, and financial goals when making your decision.