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Capital One Venture Rewards Credit Card vs Delta SkyMiles® Gold American Express Card
This comparison aims to help you decide between the Capital One Venture Rewards Credit Card and the Delta SkyMiles® Gold American Express Card. Each card caters to different spending habits and travel preferences.
Card Overviews
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is designed for travelers who want to earn unlimited miles on every purchase. This card offers a variety of travel-related perks, making it ideal for frequent travelers who want flexibility in redeeming rewards.
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card targets loyal Delta Airlines customers. It provides benefits such as free checked bags and discounts on flights, making it perfect for those who frequently fly with Delta and want to maximize their travel rewards.
Detailed Feature Comparison
| Feature | Capital One Venture Rewards Credit Card | Delta SkyMiles® Gold American Express Card |
|---|---|---|
| Annual Fee | $95 | $0 introductory for the first year, then $150 |
| Welcome Bonus | 75,000 bonus miles after spending $4,000 in the first 3 months | 50,000 bonus miles after spending $2,000 in the first 6 months |
| Rewards Structure | 2X miles on every purchase; 5X miles on Capital One Travel | 2X miles on Delta purchases, U.S. supermarkets, restaurants; 1X mile on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Global Entry/TSA PreCheck credit, no expiration on miles | Free checked bag, priority boarding, Delta Flight Credit |
Rewards Highlights
Delta SkyMiles® Gold American Express Card Rewards
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
Capital One Venture Rewards Credit Card Rewards
- 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
- 2 Miles per dollar on every purchase, every day.
Pros and Cons
Capital One Venture Rewards Credit Card
- Pros: Unlimited 2X miles on every purchase, flexible redemption options, and no expiration on miles.
- Cons: Annual fee is not waived in the first year; may not offer as many airline-specific benefits.
Delta SkyMiles® Gold American Express Card
- Pros: Free checked bag, priority boarding, and Delta-specific travel benefits.
- Cons: Limited to Delta Airlines for maximum benefits; annual fee after the first year.
Who Should Consider Which Card?
- Capital One Venture Rewards Credit Card: Ideal for travelers who prefer flexibility and want to earn miles on all purchases, not limited to any specific airline.
- Delta SkyMiles® Gold American Express Card: Best for frequent Delta flyers looking to maximize benefits on Delta flights and services.
Conclusion
When deciding between the Capital One Venture Rewards Credit Card and the Delta SkyMiles® Gold American Express Card, consider your individual spending patterns, travel habits, and preference for airline loyalty. Each card offers unique benefits that cater to different types of users.