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Delta SkyMiles® Reserve American Express Card
Marriott Bonvoy Bold® Credit Card

Delta SkyMiles® Reserve American Express Card vs Marriott Bonvoy Bold® Credit Card

This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and the Marriott Bonvoy Bold® Credit Card. We will explore their key features, rewards structures, and benefits to determine which card better suits your spending habits and travel preferences.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is tailored for frequent Delta travelers who seek premium travel experiences. With valuable perks like Delta Sky Club® access and bonus miles on Delta purchases, this card is designed to enhance your travel experience.

Marriott Bonvoy Bold® Credit Card

The Marriott Bonvoy Bold® Credit Card is aimed at those who enjoy staying at Marriott properties and want to earn rewards without an annual fee. This card offers substantial points for hotel stays and everyday purchases, making it a great option for casual travelers.

Detailed Feature Comparison

Feature Delta SkyMiles® Reserve American Express Card Marriott Bonvoy Bold® Credit Card
Annual Fee $650 $0
Welcome Bonus 70,000 Bonus Miles after $5,000 spent in 6 months 30,000 Bonus Points after $1,000 spent in 3 months
Rewards Structure 3X Miles on Delta purchases, 1X on all other purchases Up to 14X points at Marriott hotels, 2X points on select categories, 1X on all other purchases
Foreign Transaction Fee None None
Other Fees N/A N/A
Additional Benefits Delta Sky Club® access, Companion Certificate, Resy and Rideshare credits Pay Yourself Back® feature, no annual fee

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

  • Earn 3X Miles on Delta purchases.
  • Earn 1X Miles on all other eligible purchases.

Marriott Bonvoy Bold® Credit Card

  • Earn up to 14X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®.
  • Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
  • 1X point for every $1 spent on all other purchases.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

  • Pros:
    • Valuable travel perks and lounge access.
    • Generous welcome bonus.
    • Priority for upgrades on Delta flights.
  • Cons:
    • High annual fee.
    • Best suited for frequent Delta flyers.

Marriott Bonvoy Bold® Credit Card

  • Pros:
    • No annual fee.
    • Flexible rewards program.
    • Good for casual travelers.
  • Cons:
    • Lower welcome bonus compared to some premium cards.
    • Limited high-value rewards outside of Marriott stays.

Who Should Consider Which Card?

  • Delta SkyMiles® Reserve American Express Card: Ideal for frequent Delta travelers who prioritize airline perks and are willing to pay a premium for added benefits.
  • Marriott Bonvoy Bold® Credit Card: Best for occasional travelers who prefer hotel rewards and want to avoid annual fees while earning points on everyday purchases.

Conclusion

Choosing between the Delta SkyMiles® Reserve American Express Card and the Marriott Bonvoy Bold® Credit Card ultimately depends on your travel habits and financial goals. Consider your spending patterns and the benefits that matter most to you when making a decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”