Delta SkyMiles® Reserve American Express Card vs The Hilton Honors American Express Business Card

This comparison aims to help users decide between the Delta SkyMiles® Reserve American Express Card and the The Hilton Honors American Express Business Card. Both cards offer unique benefits tailored to different travel needs and preferences.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta flyers who want to maximize their travel rewards and enjoy premium travel benefits. With a high annual fee, this card provides extensive perks for those who often travel with Delta Airlines.

The Hilton Honors American Express Business Card

The The Hilton Honors American Express Business Card caters to business travelers and Hilton enthusiasts, offering a lower annual fee and a robust rewards structure for hotel stays and business expenses. This card is ideal for those who prioritize hotel rewards and benefits.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

The Hilton Honors American Express Business Card

• Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
• Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year.
• 3X on all other eligible purchases. Terms & Limitations Apply.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

• Pros:
  • Extensive travel perks for Delta flyers.
  • Delta Sky Club access and companion certificate.
  • No foreign transaction fees.
• Cons:
  • High annual fee.
  • Less rewarding for non-Delta purchases.

The Hilton Honors American Express Business Card

• Pros:
  • Lower annual fee.
  • High rewards for Hilton stays and business expenses.
  • Complimentary Gold status for additional benefits.
• Cons:
  • Less useful for non-Hilton travelers.
  • Higher spending required to earn points at 12X rate.

Who Should Consider Which Card?

• Delta SkyMiles® Reserve American Express Card: Best for frequent Delta Airlines travelers and those who value premium travel benefits such as lounge access and companion tickets.
• The Hilton Honors American Express Business Card: Ideal for business travelers and Hilton loyalists who want to earn hotel rewards and enjoy benefits like Gold status and statement credits.

Conclusion

Ultimately, the choice between the Delta SkyMiles® Reserve American Express Card and the The Hilton Honors American Express Business Card depends on your individual travel habits and preferences. Consider your spending patterns and travel goals to make the best decision for your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”