Delta SkyMiles® Reserve American Express Card vs United Gateway℠ Card

This comparison aims to help you decide between the Delta SkyMiles® Reserve American Express Card and the United Gateway℠ Card. Both cards cater to travelers, but they offer different benefits and features that may appeal to different types of users.

Card Overviews

Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card is designed for frequent Delta Airlines travelers. With a premium annual fee, it offers extensive benefits including lounge access, bonus miles, and additional travel perks. This card is ideal for those who prioritize luxury and frequent flying with Delta.

United Gateway℠ Card

The United Gateway℠ Card is a no-annual-fee option for travelers who frequently fly with United Airlines. It offers a straightforward rewards structure and bonus miles for everyday purchases. This card is well-suited for occasional travelers and those looking for a simple rewards program without the burden of an annual fee.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Reserve American Express Card

• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

United Gateway℠ Card

• Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
• 2x miles on United® purchases, at gas stations, and on local transit and commuting.
• 1x mile on all other purchases.

Pros and Cons

Delta SkyMiles® Reserve American Express Card

• Pros:
  • Extensive travel benefits and perks.
  • High earning potential on Delta purchases.
  • Lounge access adds luxury to travel.
• Cons:
  • High annual fee.
  • Best for frequent Delta flyers only.

United Gateway℠ Card

• Pros:
  • No annual fee, making it budget-friendly.
  • Simple rewards structure.
  • Good bonus miles for low spending requirement.
• Cons:
  • Limited benefits compared to premium cards.
  • Less rewarding for non-United purchases.

Who Should Consider Which Card?

The Delta SkyMiles® Reserve American Express Card is best suited for travelers who frequently fly with Delta Airlines and are willing to pay a premium for luxury travel benefits. In contrast, the United Gateway℠ Card is ideal for occasional travelers who prefer a no-annual-fee option and are looking for a straightforward rewards program without extensive perks.

Conclusion

Ultimately, the decision between the Delta SkyMiles® Reserve American Express Card and the United Gateway℠ Card should be based on your individual travel habits and financial goals. Consider how often you fly, which airlines you prefer, and how much you value additional benefits when making your choice.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”