Delta SkyMiles® Reserve Business American Express Card vs The World of Hyatt Credit Card

This comparison aims to assist users in deciding between the Delta SkyMiles® Reserve Business American Express Card and The World of Hyatt Credit Card. Both cards offer unique features and benefits tailored to different travel preferences and spending habits.

Card Overviews

Delta SkyMiles® Reserve Business American Express Card

The Delta SkyMiles® Reserve Business American Express Card is designed for frequent Delta travelers, offering a range of benefits that enhance the flying experience. It provides significant rewards on Delta purchases, access to airport lounges, and various travel-related credits.

The World of Hyatt Credit Card

The World of Hyatt Credit Card caters to avid Hyatt hotel guests, offering rewards and perks tailored to those who frequently stay at Hyatt properties. With benefits like free night awards and tier status, it aims to enhance the hotel experience for its users.

Detailed Feature Comparison

Rewards Highlights

The World of Hyatt Credit Card Rewards

• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships

Delta SkyMiles® Reserve Business American Express Card Rewards

• Earn 3 miles per dollar on eligible Delta purchases.

Pros and Cons

Delta SkyMiles® Reserve Business American Express Card

• Pros:
  • Generous welcome bonus
  • Access to Delta Sky Clubs
  • Companion certificate each year
  • Earn miles with various travel-related purchases
• Cons:
  • High annual fee
  • Rewards primarily benefit Delta travelers

The World of Hyatt Credit Card

• Pros:
  • Lower annual fee
  • Free night award each year
  • Complimentary Discoverist status
  • Strong rewards for Hyatt stays
• Cons:
  • Limited to Hyatt properties
  • Lower earning potential on non-Hyatt purchases

Who Should Consider Which Card?

The Delta SkyMiles® Reserve Business American Express Card is ideal for frequent Delta flyers who value lounge access and travel perks. In contrast, The World of Hyatt Credit Card is best suited for travelers who prefer staying at Hyatt properties and want to earn rewards through hotel stays and dining experiences.

Conclusion

Choosing between the Delta SkyMiles® Reserve Business American Express Card and The World of Hyatt Credit Card depends on your travel habits and preferences. Evaluate the features, benefits, and rewards structures to determine which card aligns better with your lifestyle and financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”