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The World of Hyatt Credit Card vs United Club℠ Infinite Card
This comparison aims to assist users in deciding between the The World of Hyatt Credit Card and the United Club℠ Infinite Card. Both cards offer unique benefits tailored to different travel preferences and spending habits.
Card Overviews
The World of Hyatt Credit Card
The World of Hyatt Credit Card is designed for travelers who frequently stay at Hyatt hotels. With a focus on hotel rewards, it offers valuable points for stays and additional benefits that enhance the Hyatt experience. The card is especially appealing for those who want to earn rewards while enjoying hotel perks.
United Club℠ Infinite Card
The United Club℠ Infinite Card caters to loyal United Airlines travelers. It provides extensive travel benefits, including club access and bonus miles on United purchases. Ideal for frequent flyers, this card offers a range of perks that make traveling with United more convenient and rewarding.
Detailed Feature Comparison
| Feature | The World of Hyatt Credit Card | United Club℠ Infinite Card |
|---|---|---|
| Annual Fee | $95 | $525 |
| Welcome Bonus | Up to 60,000 Bonus Points | 80,000 bonus miles |
| Rewards Structure | Up to 9 points for Hyatt stays, 2 points on dining and transit | 4x miles on United purchases, 2x on travel/dining |
| Foreign Transaction Fee | None | None |
| Other Fees | Standard fees apply | Standard fees apply |
| Additional Benefits | Free night, Discoverist status | United Club membership, free checked bags |
Rewards Highlights
The World of Hyatt Credit Card
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
United Club℠ Infinite Card
- Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
- 4x miles on United® purchases
- 2x miles on all other travel and dining
- 1x mile on all other purchases
Pros and Cons
The World of Hyatt Credit Card
- Pros:
- Lower annual fee
- Complimentary Hyatt Discoverist status
- Free night each year
- Cons:
- Limited to Hyatt hotels for maximum rewards
- Lower overall bonus potential compared to travel-focused cards
United Club℠ Infinite Card
- Pros:
- Extensive travel benefits and United Club access
- High earning potential on United purchases
- Free checked bags for cardholders
- Cons:
- High annual fee
- Less flexibility for non-United travel rewards
Who Should Consider Which Card?
The World of Hyatt Credit Card is ideal for those who prioritize hotel stays, especially at Hyatt properties, and enjoy hotel-related perks. It's suitable for moderate travelers who prefer a lower annual fee and hotel loyalty rewards.
United Club℠ Infinite Card is perfect for frequent United Airlines flyers who value travel perks like lounge access and additional miles. The higher annual fee is justified for those who travel often and can maximize the benefits offered.
Conclusion
Ultimately, choosing between the The World of Hyatt Credit Card and the United Club℠ Infinite Card should depend on your individual travel habits and preferences. Consider where you typically stay, how often you travel, and what benefits matter most to you before making a decision.