IHG One Rewards Premier Business Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help users decide between the IHG One Rewards Premier Business Credit Card and the Marriott Bonvoy Bevy® American Express® Card. Both cards offer unique benefits tailored for frequent travelers and hotel loyalty program enthusiasts.

Card Overviews

IHG One Rewards Premier Business Credit Card

The IHG One Rewards Premier Business Credit Card is designed for business owners who frequently stay at IHG Hotels & Resorts. With a focus on maximizing rewards for travel and hotel stays, this card offers a variety of benefits including bonus points and automatic elite status.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card caters to avid travelers and Marriott Bonvoy members. This card provides generous rewards for hotel stays, dining, and everyday purchases, making it an appealing choice for those who want to earn points for luxurious stays and experiences.

Detailed Feature Comparison

Rewards Highlights

IHG One Rewards Premier Business Credit Card

• Our Best Points Offer Ever! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

Marriott Bonvoy Bevy® American Express® Card

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Pros and Cons

IHG One Rewards Premier Business Credit Card

• Pros:
• Low annual fee of $99.
• High rewards potential at IHG Hotels.
• Automatic elite status benefits.
• Generous welcome bonus.
• Global Entry/TSA PreCheck credit.

• Cons:
• Limited to IHG Hotels for maximum point earnings.
• Less valuable for non-IHG travelers.

Marriott Bonvoy Bevy® American Express® Card

• Pros:
• Offers a wide range of reward categories.
• High rewards rate at Marriott Hotels.
• Includes benefits like free night awards and elite night credits.
• Generous sign-up bonus.

• Cons:
• Higher annual fee of $250.
• Potentially less value for infrequent travelers.

Who Should Consider Which Card?

If you frequently stay at IHG Hotels and want to maximize your rewards while enjoying travel benefits, the IHG One Rewards Premier Business Credit Card is an excellent choice. However, if you prefer a broader rewards structure with high earning potential across various categories, especially at Marriott properties, the Marriott Bonvoy Bevy® American Express® Card may be more suitable for your needs.

Conclusion

Ultimately, your choice between the IHG One Rewards Premier Business Credit Card and the Marriott Bonvoy Bevy® American Express® Card should depend on your travel habits and loyalty to specific hotel brands. Consider your spending patterns and the benefits that align with your travel goals to make the best decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”