Marriott Bonvoy Bevy® American Express® Card vs The American Express Blue Business Cash™ Card

This comparison aims to help potential cardholders decide between the Marriott Bonvoy Bevy® American Express® Card and The American Express Blue Business Cash™ Card. Both cards offer unique benefits suited for different spending habits and preferences.

Card Overviews

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is tailored for travel enthusiasts who frequently stay at Marriott properties. It offers a robust rewards structure centered around Marriott Bonvoy points, making it ideal for those who want to maximize their hotel rewards.

The American Express Blue Business Cash™ Card

The American Express Blue Business Cash™ Card is designed for business owners looking for cash back on everyday expenses. With no annual fee and a straightforward cash back structure, it’s an excellent choice for those who prioritize simplicity and flexibility in their financial management.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card Rewards

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

The American Express Blue Business Cash™ Card Rewards

• Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
• 1% cash back on all eligible purchases after spending $50,000 per calendar year.

Pros and Cons

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • High rewards rate on Marriott and travel-related purchases.
  • Generous welcome bonus.
  • Complimentary hotel elite status.
  • Free night award potential.
• Cons:
  • High annual fee.
  • Rewards are most beneficial for frequent travelers.

The American Express Blue Business Cash™ Card

• Pros:
  • No annual fee.
  • Simple cash back structure.
  • Flexible spending with Expanded Buying Power.
• Cons:
  • Lower rewards rate compared to travel-focused cards.
  • Cash back is less versatile than travel rewards.

Who Should Consider Which Card?

• Marriott Bonvoy Bevy® American Express® Card: Ideal for frequent travelers who often stay at Marriott hotels and want to earn points for future stays and benefits.
• The American Express Blue Business Cash™ Card: Best suited for business owners or individuals who prefer cash back on everyday purchases without the burden of an annual fee.

Conclusion

When deciding between the Marriott Bonvoy Bevy® American Express® Card and The American Express Blue Business Cash™ Card, consider your individual spending habits and financial goals. If you travel frequently and enjoy hotel perks, the Marriott card may be the right choice. Conversely, if you prefer a straightforward cash back program with no annual fee, the Blue Business Cash card could be more beneficial for you.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”